Card Design
OK캐쉬백 위비할인카드
OK Cashbag Wibee Discount Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • SHOPPING   7 % Cash back in All dept stores, home shoppings, Eligible hypermarkets, online shops
    Eligible hypermarkets :E-Mart, Lotte Mart, Homeplus

    Eligible online shops : Wibee Market, 11st, GMarket, Auction, Coupang, Ticket Monster, GS SHOP, CJ Mall, Lotte.com
    • E-Mart Logo
    • Lotte Mart Logo
    • Homeplus Logo
    • 11STREET Logo
    • GMarket Logo
    • Auction Logo
    • Coupang Logo
    • TMON Logo
    • Department store Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Cash back limit No cash back 4,000 8,000 16,000

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 3,500)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - Only 50% of the cash back rewarded spendings will be included as the required monthly spending.

  • HEALTH   7 % Cash back in All hospitals, animal clinics, insurances, hagwons
    • Hospital Logo
    • Animal clinic Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Cash back limit No cash back 3,000 6,000 12,000

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - If you want to pay your insurance with this card, You must contact your insurance company and assure if they accept credit / check cards from 우리카드 first.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 3,500)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - Only 50% of the cash back rewarded spendings will be included as the required monthly spending.

  • MOBILE   7 % Cash back on Public transport(Bus, Subway), Mobile phone bills
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Cash back limit No cash back 3,000 6,000 12,000

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 3,500)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - Only 50% of the cash back rewarded spendings will be included as the required monthly spending.

  • PETROL   60~80 KRW/L Cash back at Hyundai Oilbank, S-Oil
    • Hyundai Oilbank Logo
    • S-Oil Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Cash back rate No cash back 60/L KRW 80/L KRW
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Cash back limit No cash back 3,000 6,000 12,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 KRW as reward. You can contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - Only 50% of the cash back rewarded spendings will be included as the required monthly spending.
    - It shares the limit with 'Mobile' (Public transport(Bus, Subway), Mobile phone bills) benefit of this card.

  • BILLS   2500 Moa Point(모아포인트) rewards on Eligible recurring bills and rental payments
    Eligible bills : Mobile phone bills(SKT, KT, LG U+), Apartment maintenance fee, Coway, Chungho Nais, Cuckoo, Kyowon Wells, SK Magic, Nexen Tire

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - Reward will be given only if you spend 250,000 KRW or more in a month.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

  • RESTAURANT   10 % Cash back at Eligible fried chicken and pizza restaurant chains
    Eligible shops : Kyochon Chicken, BBQ Chicken, Oppadak, NeNe Chicken, Goobne Chicken, Hosigi chicken, BHC, Mexicana Chicken, Toreore Chicken, Ttobongee, Domino's Pizza, Mr Pizza, Papa John's , Pizzaetang
    • BBQ Chicken Logo
    • Goobne Chicken Logo
    • Hosigi chicken Logo
    • BHC Logo
    • Domino's Pizza Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month, 6 times a year.

  • CINEMA   3000 KRW Cash back in All cinemas

    Notice

    - Cash back will be given only if you spend 12,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't get the reward for purchase or booking a ticket through a third-party ticket agency. (Eg : Cineinkorea.com, Interpark, YES24)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month, 6 times a year.

  • MEMBERSHIP   Integrated membership : OK캐쉬백

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - For more detailed information, please refer to : http://www.okcashbag.com/
    - You may need to agree with providing your personal information to the third party company.

Networks Annual fee Foreign transaction fee (Purchase)
12,000 KRW1% + 0.3%
10,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    50% of rewarded purchases in E-Mart(이마트), Lotte Mart(롯데마트), Homeplus(홈플러스), Wibee Market(위비마켓), 11STREET(11번가), GMarket(G마켓), Auction(옥션), Coupang(쿠팡), TMON(티몬), GS SHOP(GS SHOP), CJ Mall(CJ몰), Lotte.com(롯데닷컴), Home shopping(홈쇼핑 업종), Department store(백화점 업종), Hospital(병의원 업종), Animal clinic(동물병원), Insurance(보험), Hagwon(학원), Public transport(Bus, Subway)(대중교통(버스,지하철)), SK Telecom(SK텔레콤), KT(KT), LG U+(LG유플러스), Hyundai Oilbank(현대 오일뱅크), S-Oil(에쓰오일), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
우리카드, 비씨카드
Available networks
MasterCard, Local
Availability for new members
Available
Supplementary card for your family member(가족카드)
Available
Integrated transport card
Optional (Deferred payment)
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