Card Design
카드의 정석 K-CHECK

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • RESTAURANT   1000 KRW Cash back in All restaurants, pubs, karaokes (18:00 ~ 24:00)

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000 15,000
    • Restaurant Logo

    Notice

    - Cash back will be given only if you spend 15,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 3 times a month.

  • MOBILE   3000 KRW Cash back on SKT, KT, LG U+ mobile phone bill

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000 15,000
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - Cash back will be given only if you spend 50,000 KRW or more at once.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.
    - It shares the limit with 'Restaurant' (All restaurants, pubs, karaokes (18:00 ~ 24:00)) benefit of this card.

  • EDUCATION   2000 KRW Cash back at Eligible historical sites of Korea
    Eligible historical sites : 경복궁, 창덕궁, 창경궁, 덕수궁, 종묘, 동구릉, 광릉, 사릉, 홍릉, 태릉, 정릉, 의릉, 선릉, 헌릉, 서오릉, 서삼릉, 온릉, 융릉, 삼릉, 장릉
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000 15,000

    Notice

    - Cash back will be given only if you spend 2,000 KRW or more at once.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 3 times a month.
    - It shares the limit with 'Restaurant' (All restaurants, pubs, karaokes (18:00 ~ 24:00)) benefit of this card.

  • TRANSPORT   3000 KRW Cash back at Uses on public transport

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000 15,000

    Notice

    - Cash back will be given only if you spend 50,000 KRW or more in a month.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'Restaurant' (All restaurants, pubs, karaokes (18:00 ~ 24:00)) benefit of this card.

  • C-STORE   1000 KRW Cash back at GS25, CU, E-Mart 24, Seven Eleven

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000 15,000
    • GS25 Logo
    • CU Logo
    • E-Mart 24 Logo
    • Seven Eleven Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 5 times a month.

  • SHOPPING   1000 KRW Cash back at Homeplus Express, Lotte Super, E-Mart Everyday, GS Supermarket

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000 15,000
    • Homeplus Express Logo
    • GS THE FRESH Logo

    Notice

    - Cash back will be given only if you spend 15,000 KRW or more at once.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 4 times a month.
    - It shares the limit with 'C-store' (GS25, CU, E-Mart 24, Seven Eleven) benefit of this card.

  • MART   3000 KRW Cash back at E-Mart, Homeplus, Lotte Mart

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000 15,000
    • E-Mart Logo
    • Homeplus Logo
    • Lotte Mart Logo

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a month.
    - It shares the limit with 'C-store' (GS25, CU, E-Mart 24, Seven Eleven) benefit of this card.

  • OVERSEAS   1 % Cash back on All overseas purchases

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 10,000

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • AIRPORT   Free airport lounge access (The Lounge Members, UnionPay card)

    - You can access into airport lounges with free of charge. You don't need any extra card for free entry.
    - You can find available lounges from here : https://www.theloungemembers.net. You need to register an ID before using lounges.
    - To use a lounge, you need to download and install the Lounge Members mobile application from App Store or Google Play. Then, register your card in the application, tap on '이용권 받기'(Get a pass), show the QR code to a lounge staff at the entrance.
    - You must spend 300,000 KRW or more with this card in the last month to get free entry into an airport lounge.
    - Free access limit : 1 time a month, 2 times a year
    - Only the card holder can access without charge. You may need to pay if you have companions.

  • AIRPORT   Free airport lounge access (The Lounge Members, VISA card)

    - You can access into airport lounges with free of charge. You don't need any extra card for free entry.
    - You can find available lounges from here : https://www.theloungemembers.net. You need to register an ID before using lounges.
    - To use a lounge, you need to download and install the Lounge Members mobile application from App Store or Google Play. Then, register your card in the application, tap on '이용권 받기'(Get a pass), show the QR code to a lounge staff at the entrance.
    - You must spend 300,000 KRW or more with this card in the last month to get free entry into an airport lounge.
    - Free access limit : 1 time a month, 2 times a year
    - Only the card holder can access without charge. You may need to pay if you have companions.

Required spending amount 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
Total Reward limit 0 10,000 20,000 30,000

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1.1% + $0.5
No annual fee$0.5
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 2nd Dec 2019
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
우리카드, 비씨카드
To apply, you must have an account in one of these institutions
우리은행
Available networks
VISA, UnionPay, Local
Availability for new members
Available
Supplementary card for your family member(가족카드)
Unavailable
Integrated transport card
Optional (Deferred payment)
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