Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

O2O 1~2 % My Shinhan Point(마이신한포인트) rewards on E-wallet use

Total last month spending of this card	0 KRW ~	200,000 KRW ~	500,000 KRW ~	800,000 KRW ~
Reward rate	No reward	1%	1.5%	2%

Total last month spending of this card	0 KRW ~	200,000 KRW ~
Monthly Reward limit	No reward	8,000

Notice

- For more information about the reward programme, please refer to: 마이신한포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- You must use one of the following Digital wallet services with this card : Shinhan pLay(신한pLay), Naver Pay(네이버페이), Kakao Pay(카카오페이), SK Pay(SK페이), SSG Pay(SSG페이), coupay(쿠페이), PAYCO(페이코), SmilePay(스마일페이), L.Pay(L페이), Baemin Pay(배민페이). You may need a smartphone with a carrier network plan.

ALL 1~2 % My Shinhan Point(마이신한포인트) rewards in Eligible subscriptions and shops

Mobile phone bills: SKT, KT, LG U+ Internet, mobile phone bills
C-Stores: GS25, CU, Seven Eleven, E-Mart 24, Olive Young, Daiso
Subscriptions: Youtube, Netflix, WATCHA PLAY, wavve, Disney Plus (Korea)
Cafe: All coffee shops

Total last month spending of this card	0 KRW ~	200,000 KRW ~	500,000 KRW ~	800,000 KRW ~
Reward rate	No reward	1%	1.5%	2%

Total last month spending of this card	0 KRW ~	200,000 KRW ~
Monthly Reward limit	No reward	8,000

Notice

- For more information about the reward programme, please refer to: 마이신한포인트.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

OVERSEAS 1.3 % My Shinhan Point(마이신한포인트) rewards on All overseas purchases

Notice

- For more information about the reward programme, please refer to: 마이신한포인트.

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	1.1% + 0.2%
	No annual fee	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
Gift or Prepaid card(기프트 또는 선불카드), Local tax(지방세), National tax(국세), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), School fee payment(초중고 학교 납입금), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), Gift certificate(상품권), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 4th Mar 2022
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: 신한카드
To apply, you must have an account in one of these institutions: IBK기업은행, KB국민은행, NH농협은행, 농협(농축협조합), 우리은행, SC제일은행, iM뱅크, BNK부산은행, 광주은행, 제주은행, 전북은행, BNK경남은행, 우체국예금보험, 하나은행, 신한은행
Available networks: VISA, Local
Availability for new members: Available
Supplementary card for your family member(가족카드): Unavailable
Integrated transport card: Optional (Deferred payment)
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