Korea Korea 
- For more information about the reward programme, please refer to: 모아포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- Do not confuse with "kt"and "kt M mobile". They're different companies.
- Do not confuse with "U+"and "U+ 알뜰모바일". They're different companies.
- Up to 100,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 1,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 모아포인트.
- Up to 100,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 1,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 모아포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), All overseas purchases(해외이용금액), Coupang(쿠팡), 11STREET(11번가), E-Mart(이마트), Lotte Mart(롯데마트), Public transport(Bus, Subway)(대중교통(버스,지하철)), Netflix (Korea)(넷플릭스 (한국)), Youtube(유튜브), MelOn (Music streaming service)(멜론), Disney Plus (Korea)(디즈니 플러스), EV Infra(EV Infra), Tesla Supercharger(테슬라 수퍼차저), GS Caltex(GS 칼텍스), Hyundai Oilbank(현대 오일뱅크), S-Oil(에쓰오일), SK Petrol Station(SK 주유소), SK Telecom(SK텔레콤), KT(KT), LG U+(LG유플러스), CJ Hello Mobile(CJ헬로모바일), kt M Mobile(kt엠모바일), U+ Save Mobile(U+ 알뜰모바일), Starbucks(스타벅스), A Twosome Place(투썸플레이스), Ediya Coffee(이디야 커피), CU(씨유), Seven Eleven(세븐일레븐), GS25(GS25), Baemin(배달의 민족), Coupang Eats(쿠팡이츠), Market Kurly(마켓컬리), National tax(국세), Local tax(지방세), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Electricity bill(전기요금), Korea Post Office(우체국), Gas bill(도시가스 요금), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Use of the govt subsidy(정부지원금 사용), Express Bus(고속버스), Apartment maintenance fee(아파트관리비), Property/House rent(부동산/주택임대료)
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | 1% + $0.5 |
 | No annual fee | N/A |