Caution

You must be 18 or under to apply for this card.

Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

RESTAURANT 500 KRW Cash back in Eligible c-stores, bakeries, cafes and fastfood restaurants
Eligible shops : GS25, CU, Seven Eleven, E-Mart 24, Olive Young, Paris baguette, Tous les jours, McDonald's, BurgerKing, Lotteria, Gong Cha, Juicy, Ediya Coffee, Baskin-Robbins, Dunkin' Donuts
Notice

- Cash back will be given only if you spend 5,000 KRW or more at once.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- [Spending requirement] This benefit requires 100,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a day.
EDUCATION 1000 KRW Cash back in All reading rooms, offline hagwons, online bookshops
Eligible online bookshops: Kyobo Book Centre, Youngpoong Bookstore, YES24
Notice

- Cash back will be given only if you spend 10,000 KRW or more at once.
- This benefit will be provided only once a day.

Required spending amount	0 KRW ~	100,000 KRW ~	200,000 KRW ~	300,000 KRW ~
Total Reward limit	0	2,000	4,000	6,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
National tax(국세), Local tax(지방세), Gas bill(도시가스 요금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), School fee payment(초중고 학교 납입금), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 27th Apr 2020
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: IBK기업은행, 비씨카드
To apply, you must have an account in one of these institutions: IBK기업은행
Available networks: Local
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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Benefit / Reward services of the card

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