Card Design
Easy pick카드
Easy pick card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • You can choose 1 option among the benefits marked with "(Option)".
  • ONLINE   5 % Pointree(포인트리) rewards at GMarket, Auction, 11STREET

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000
    • GMarket Logo
    • Auction Logo
    • 11STREET Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • MART   5 % Pointree(포인트리) rewards at E-Mart, Lotte Mart, Homeplus

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000
    • E-Mart Logo
    • Lotte Mart Logo
    • Homeplus Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   5 % Pointree(포인트리) rewards at Baemin, Market Kurly

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   (Option 1) 5 % Pointree(포인트리) rewards at Coupang, TMON, Wemakeprice

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000
    • Coupang Logo
    • TMON Logo
    • Wemakeprice Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • EDUCATION   (Option 2) 5 % Pointree(포인트리) rewards at YES24, Kyobo Book Centre

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000
    • Kyobo Book Centre Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • SHOPPING   (Option 3) 5 % Pointree(포인트리) rewards at Lotte Home Shopping, CJ O Shopping, Hyundai Hmall(TV), GS Shop(TV)

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • DEPT STORE   (Option 4) 5 % Pointree(포인트리) rewards at Lotte Dept Store, Shinsegae Dept Store, Hyundai Dept Store

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000
    • Lotte Dept Store Logo
    • Shinsegae Dept Store Logo
    • Hyundai Dept Store Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • BAKERY   (Option 5) 5 % Pointree(포인트리) rewards in All bakeries, ice cream shops

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   (Option 6) 5 % Pointree(포인트리) rewards at Starbucks, The Coffee Bean & The Leaf

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000
    • Starbucks Logo
    • The Coffee Bean & The Leaf Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • C-STORE   (Option 7) 5 % Pointree(포인트리) rewards at GS25, CU

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000
    • GS25 Logo
    • CU Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   (Option 8) 5 % Pointree(포인트리) rewards at All motor garages, car parks

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 5,000 10,000

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   5 % Pointree(포인트리) rewards on Public transport uses, Taxi, Internet, mobile phone bills(SKT, KT, U+)

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~
    Monthly Reward limit No reward 5,000
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   5 % Pointree(포인트리) rewards on App card uses on GMarket, Auction, 11STREET

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~
    Monthly Reward limit No reward 5,000
    • GMarket Logo
    • Auction Logo
    • 11STREET Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - This benefit will be duplicated with other benefits.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - You must use one of the following Digital wallet services with this card : KBPay(KB페이). You may need a smartphone with a carrier network plan.

Networks Annual fee Foreign transaction fee (Purchase)
20,000 KRW1% + 0.25%
20,000 KRW0.5% + 0.25%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    National tax(국세), Local tax(지방세), Electricity bill(전기요금), Water charge(수도요금), Apartment maintenance fee(아파트관리비), Use of the govt subsidy(정부지원금 사용), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 27th Jun 2019
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
KB국민카드
Available networks
MasterCard, JCB(K-World)
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
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