Card Design
카드의 정석 L.POINT CHECK

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   0.3 % L.Point(엘포인트) rewards on All purchases

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Use of the govt subsidy(정부지원금 사용), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Apartment maintenance fee(아파트관리비), Express Bus(고속버스)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • CINEMA   1 % L.Point(엘포인트) rewards at CGV, Lotte Cinema

    • CGV Logo
    • Lotte Cinema Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   1 % L.Point(엘포인트) rewards at Starbucks, Ediya Coffee, Angel-in-us, Krispy Kreme Doughnuts, Lotteria, TGI FRIDAYS

    • Starbucks Logo
    • Ediya Coffee Logo
    • Angel-in-us Logo
    • Krispy Kreme Doughnuts Logo
    • Lotteria Logo
    • TGI FRIDAYS Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   1 % L.Point(엘포인트) rewards on Mobile phone bills of , SK Telecom, KT, KT M Mobile, LG U+, U+ Altteul mobile, CJ Hello Mobile

    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - Do not confuse with "kt"and "kt M mobile". They're different companies.
    - Do not confuse with "U+"and "U+ 알뜰모바일". They're different companies.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   1 % L.Point(엘포인트) rewards on Public transport uses

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   1 % L.Point(엘포인트) rewards at Eligible EV Car recharge
    Eligible stations : Ministry of Environment EV stations, KEVCS, ChargEV (PoscoICT), KEPCO EV stations, Charging Mate (KT)

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • DEPT STORE   0.5 % L.Point(엘포인트) rewards at Shinsegae Dept Store, Lotte Dept Store, Hyundai Dept Store, Lotte Duty Free Shop

    • Shinsegae Dept Store Logo
    • Lotte Dept Store Logo
    • Hyundai Dept Store Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • MART   0.5 % L.Point(엘포인트) rewards in Eligible hypermarkets and c-stores
    Eligible shops : Lotte Mart, E-Mart, Homeplus, Lotte VIC Market, E-Mart Traders, Hi-Mart, Lotte Super, Seven Eleven, LOHB's
    • Lotte Mart Logo
    • E-Mart Logo
    • Homeplus Logo
    • E-Mart Traders Logo
    • Seven Eleven Logo
    • LOHB's Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   0.5 % L.Point(엘포인트) rewards in Eligible online shops and home shopping
    Eligible shops : Lotte.com, 11st, GMarket, Auction, Coupang, Wemakeprice, Wibee Market, Lotte Home Shopping
    • 11STREET Logo
    • GMarket Logo
    • Auction Logo
    • Coupang Logo
    • Wemakeprice Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • SHOPPING   0.5 % L.Point(엘포인트) rewards at Lotte Outlets, Lotte Premium Outlets, Lotte Mall

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • PETROL   0.5 % L.Point(엘포인트) rewards at SK Petrol Station, GS Caltex, Hyundai Oilbank, S-Oil

    • SK Petrol Station Logo
    • GS Caltex Logo
    • Hyundai Oilbank Logo
    • S-Oil Logo

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - Recharging LPG is not eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRAVEL   0.5 % L.Point(엘포인트) rewards at Lotte Hotels & Resorts, Lotte World, Lotte Waterpark, Lotte Rent-a-car, Green Car, Lotte Skyhill CC, Nàtuur

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • O2O   0.5 % L.Point(엘포인트) rewards in All L.Point shops
    0.5% L.Point rewards in All L.Point shops, 1% L.Point rewards on L.Pay use

    Notice

    - For more information about the reward programme, please refer to: 엘포인트.
    - This benefit will be duplicated with other benefits.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • ENTERTAINMENT   50 % Discount on Eligible amusement park free riding or entry ticket purchases
    Eligible parks : Lotte World, Lotte World Aquarium, Everland, E-World, Gyeongju World, Tongdo Fantasia

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - This benefit will be duplicated with other benefits.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month, 3 times a year.

Required spending amount 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 800,000 KRW ~
Total Reward limit 0 10,000 20,000 30,000

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1% + $0.5
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All overseas purchases(해외이용금액), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
우리카드, 비씨카드
To apply, you must have an account in one of these institutions
IBK기업은행, KB국민은행, NH농협은행, 농협(농축협조합), 우리은행, DGB대구은행, BNK부산은행, 광주은행, BNK경남은행, 하나은행, 신한은행
Available networks
MasterCard, Local
Availability for new members
Available
Supplementary card for your family member(가족카드)
Unavailable
Integrated transport card
Optional (Deferred payment)
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