Card Design
우체국 어디서나 체크카드

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • SHOPPING   10 % Cash back at Traditional market

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Cash back limit No cash back 1,000 3,000 5,000

    Notice

    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • SHOPPING   5 % Cash back in Eligible hypermarkets, home shoppings, Daiso
    Eligible shops : E-Mart, Homeplus, Lotte Mart, Nonghyup Hanaro Mart, Nonghyup Hanaro Club, CJ O Shopping, GS Shop(TV), NS Mall, Hyundai Hmall(TV), Lotte Home Shopping, HOME & SHOPPING, Daiso
    • E-Mart Logo
    • Homeplus Logo
    • Lotte Mart Logo
    • Nonghyup Hanaro Mart Logo
    • Nonghyup Hanaro Club Logo
    • Daiso Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Cash back limit No cash back 1,000 3,000 5,000

    Notice

    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - Daiso offline shop could make a debit transaction, instead of a card transaction for paying. If this happens, the purchase won't be eligible for this benefit and won't be added to your total monthly card spending amount. When you shop, you need to inform their clerk that you want to pay with your card by saying "카드로 계산해 주세요.". You don't need to inform if your card doesn't let you access to your account through an ATM.
    - Up to 40,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • ONLINE   5 % Cash back at GMarket, Auction, Coupang

    • GMarket Logo
    • Auction Logo
    • Coupang Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Cash back limit No cash back 1,000 3,000 5,000

    Notice

    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • RESTAURANT   5 % Postbank Point(우체국 포인트) rewards in All restaurants(11:00~14:00), eligible coffee shops and bakeris
    Eligible coffee shops and bakeries : Paris baguette, Tous les jours, Angel-in-us, Caffe Bene, Starbucks, Ediya Coffee, Paul Bassett
    • Restaurant Logo
    • Paris baguette Logo
    • Tous les jours Logo
    • Angel-in-us Logo
    • Starbucks Logo
    • Ediya Coffee Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 1,000 3,000 5,000

    Notice

    - For more information about the reward programme, please refer to: 우체국 포인트.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 20,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided 5 times a month.

  • MOBILE   3000 KRW Cash back on Mobile phone bill(SKT, KT, LG U+)

    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - Cash back will be given only if you spend 50,000 KRW or more at once.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a month.

  • PETROL   40 /L Postbank Point(우체국 포인트) rewards at SK Petrol Station

    • SK Petrol Station Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 2,000 4,000 10,000

    Notice

    - For more information about the reward programme, please refer to: 우체국 포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,240 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 840 Points as reward. You can contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 100,000 KRW of each spending for this shop will be applied for the reward.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a day, 3 times a month.

  • PETROL   100 /L Postbank Point(우체국 포인트) rewards at Altteul Petrol station

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 2,000 4,000 10,000

    Notice

    - For more information about the reward programme, please refer to: 우체국 포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 3,100 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 2,100 Points as reward. You can contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.
    - It shares the limit with 'Petrol' (SK Petrol Station) benefit of this card.

  • CINEMA   5 % Cash back at Megabox, YES24(Bookshop), Kyobo Book Centre(Online)

    • Kyobo Book Centre Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Cash back limit No cash back 1,000 3,000 5,000

    Notice

    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • OTHER   10 % Postbank Point(우체국 포인트) rewards at ePost Mall, Korea Post Office

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
    Monthly Reward limit No reward 1,000 3,000 5,000

    Notice

    - For more information about the reward programme, please refer to: 우체국 포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The rewarded spendings will be excluded from the required monthly spending.

Required spending amount 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
Total Reward limit 0 11,000 25,000 43,000

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1% + 0.3%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases made with this card , Public transport(Bus, Subway)(대중교통(버스,지하철)), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), College titution fee(대학등록금), Tax payment(세금납부액), Public utility charges(공공요금/공과금), All overseas purchases(해외이용금액), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
우체국예금보험
To apply, you must have an account in one of these institutions
우체국예금보험
Available networks
VISA, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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Editor's rating
1 / 5.0
★ ★ ★ ★
This product designer must be a sadist. I'm pretty sure they designed it, thinking of customers in pain for these tiny benefits.
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