Card Design

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   0.8 % Moa Point(모아포인트) rewards on All purchases


    - For more information about the reward programme, please refer to: 모아포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)

  • TRANSPORT   5 % Moa Point(모아포인트) rewards on Korail Ticket purchases
    Total last month spending of this card 0 KRW ~
    Monthly Reward limit 20,000


    - For more information about the reward programme, please refer to: 모아포인트.
    - Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)

  • PETROL   60~80 KRW/L Cash back at GS Caltex

    • GS Caltex Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 1,000,000 KRW ~
    Cash back rate No cash back 60/L KRW 80/L KRW


    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 KRW as reward. You can contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a day, 4 times a month.

  • INSTALMENT   Interest-free instalment purchases

    - Eligible shops : Department store(백화점 업종), Hypermarket(대형마트 업종), Hospital(병의원 업종)
    - Period : 2 ~ 3 months (Interest will be charged beyond that period)
    - Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
    - Rewards will not be available for interest-free instalment purchases.

Networks Annual fee Foreign transaction fee (Purchase)
5,000 KRW1% + 0.3%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
우리카드, 비씨카드
Available networks
Availability for new members
Integrated transport card
Optional (Deferred payment)
Editor's rating
3.5 / 5.0
★ ★ ★ ★
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