Card Design
카드의정석 시니어플러스
카드의정석 Senior Plus

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • MART   1 % Moa Point(모아포인트) rewards in All hypermarkets

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Reward limit No reward 10,000 20,000 40,000
    • Hypermarket Logo

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • SHOPPING   1 % Moa Point(모아포인트) rewards at All local groceries

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Reward limit No reward 10,000 20,000 40,000

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'Mart' (All hypermarkets) benefit of this card.

  • SHOPPING   1 % Moa Point(모아포인트) rewards at Home shoppings

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Reward limit No reward 10,000 20,000 40,000

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'Mart' (All hypermarkets) benefit of this card.

  • TRANSPORT   1 % Moa Point(모아포인트) rewards in All petrol stations, Public transport uses

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Reward limit No reward 10,000 20,000 40,000

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'Mart' (All hypermarkets) benefit of this card.

  • MOBILE   1.5 % Moa Point(모아포인트) rewards on SKT, KT LG U+ mobile phone bills

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Reward limit No reward 10,000 20,000 40,000
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'Mart' (All hypermarkets) benefit of this card.

  • MEDICAL   1.5 % Moa Point(모아포인트) rewards at All hospitals, animal clinics, pharmacies

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Reward limit No reward 10,000 20,000 40,000
    • Hospital Logo
    • Animal clinic Logo
    • Pharmacy Logo

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'Mart' (All hypermarkets) benefit of this card.

  • TRAVEL   1.8 % Moa Point(모아포인트) rewards in All duty free shops, travel agencies, Korean airlines, leisure, sports-related shops

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Reward limit No reward 10,000 30,000 60,000

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • OVERSEAS   2 % Moa Point(모아포인트) rewards on All overseas purchases

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
    Monthly Reward limit No reward 10,000 30,000 60,000

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.
    - It shares the limit with 'Travel' (All duty free shops, travel agencies, Korean airlines, leisure, sports-related shops) benefit of this card.

  • CINEMA   3000 KRW Cash back in All cinemas

    Notice

    - Cash back will be given only if you spend 12,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't get the reward for purchase or booking a ticket through a third-party ticket agency. (Eg : Cineinkorea.com, Interpark, YES24)
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month, 6 times a year.

  • COFFEE   10 % Cash back at Starbucks, A Twosome Place, Ediya Coffee, Paul Bassett

    • Starbucks Logo
    • A Twosome Place Logo
    • Ediya Coffee Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - This won't be counted towards the total cash back limit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month, 12 times a year.

  • AIRPORT   Free airport lounge access

    - You can access into airport lounges with free of charge. You don't need any extra card for free entry.
    - Available lounges : Matina Lounge - ICN(인천 마티나 라운지), SKY Hub Lounge - ICN(인천 스카이 허브 라운지), SPC Lounge - ICN(인천 SPC라운지)
    - You must spend 300,000 KRW or more with this card in the last month to get free entry into an airport lounge.
    - Free access limit : 1 time a month, 2 times a year
    - Only the card holder can access without charge. You may need to pay if you have companions.

Required spending amount 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
Total Reward limit 0 20,000 50,000 100,000

Networks Annual fee Foreign transaction fee (Purchase)
12,000 KRW1% + 0.3%
10,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All overseas purchases(해외이용금액), Installment purchases without interest(무이자할부 구매), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 31st May 2019
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
우리카드, 비씨카드
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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