Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
You can choose 1 option among the benefits marked with "(Option)".

PETROL (Option 1) 100/L Pointree(포인트리) rewards at GS Caltex, SK Petrol, LPG Station
Last month spending with this card 400,000 KRW ~ 800,000 KRW ~
Maximum spending amount applied for the benefit ~ 200,000 KRW ~ 300,000 KRW
Notice

- For more information about the reward programme, please refer to: 포인트리.
- Reward will be given only if you spend 10,000 KRW or more at once.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The rewarded spendings will be excluded from the required monthly spending.

MART (Option 1) 10 % Pointree(포인트리) rewards at E-Mart, Lotte Mart, Homeplus, Nonghyup Hanaro Food Supplies

Total last month spending of this card	0 KRW ~	400,000 KRW ~	800,000 KRW ~
Monthly Reward limit	No reward	10,000	15,000

Notice

- For more information about the reward programme, please refer to: 포인트리.
- Reward will be given only if you spend 10,000 KRW or more at once.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The rewarded spendings will be excluded from the required monthly spending.

ONLINE (Option 1) 10 % Pointree(포인트리) rewards at GMarket, Auction, 11STREET, Interpark, Lotte.com, Shinsegae Mall

Total last month spending of this card	0 KRW ~	400,000 KRW ~	800,000 KRW ~
Monthly Reward limit	No reward	10,000	15,000

Notice

- For more information about the reward programme, please refer to: 포인트리.
- Reward will be given only if you spend 10,000 KRW or more at once.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The rewarded spendings will be excluded from the required monthly spending.

PETROL (Option 2) 130/L Pointree(포인트리) rewards at GS Caltex, SK Petrol, LPG Station
Last month spending with this card 400,000 KRW ~ 800,000 KRW ~
Maximum spending amount applied for the benefit ~ 200,000 KRW ~ 300,000 KRW
Notice

- For more information about the reward programme, please refer to: 포인트리.
- Reward will be given only if you spend 10,000 KRW or more at once.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The rewarded spendings will be excluded from the required monthly spending.

MART (Option 3) 20 % Pointree(포인트리) rewards at E-Mart, Lotte Mart, Homeplus, Nonghyup Hanaro Food Supplies

Total last month spending of this card	0 KRW ~	400,000 KRW ~	800,000 KRW ~
Monthly Reward limit	No reward	15,000	30,000

Notice

ONLINE (Option 4) 20 % Pointree(포인트리) rewards at GMarket, Auction, 11STREET, Interpark, Lotte.com, Shinsegae Mall

Total last month spending of this card	0 KRW ~	400,000 KRW ~	800,000 KRW ~
Monthly Reward limit	No reward	15,000	30,000

Notice

BILLS 5 % Pointree(포인트리) rewards in Eligible water purifier rentals, Security companies, cleaning agencies, stationery shops, office supply shops

Eligible water purifier rentals : Coway, Chungho Nais, SK Magic

Total last month spending of this card	0 KRW ~	400,000 KRW ~
Monthly Reward limit	No reward	5,000

Notice

- For more information about the reward programme, please refer to: 포인트리.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

BILLS 5 % Pointree(포인트리) rewards on 4 national insurances, mobile, internet bills, Electricity bill, Water charge

4 major national insurances (4대 보험) : National Health Insurance Service, National Pension Service, Employment insurance, Workers'Compensation Insurance

Total last month spending of this card	0 KRW ~	400,000 KRW ~
Monthly Reward limit	No reward	5,000

Notice

ONLINE 5 % Pointree(포인트리) rewards on SK Happy Store purchases, Plus O2O(Kmotion) uses

Total last month spending of this card	0 KRW ~	400,000 KRW ~
Monthly Reward limit	No reward	5,000

Notice

TAX MyBiz Service
With this card, you can sign up for www.kbmybiz.com, where provides tax calculation services including 전자세금계산서 issuing service, tax report and other services.

Networks	Annual fee	Foreign transaction fee (Purchase)
	15,000 KRW	1% + 0.25%
	15,000 KRW	0.5% + 0.25%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
All rewarded purchases made with this card (Except Coway(코웨이), Chungho Nais(청호나이스), SK Magic(SK매직), Security company(보안 업체), Stationery shop(문방구점 업종), Office supply shop(사무용품 판매점 업종), Electricity bill(전기요금), Water charge(수도요금), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Mobile phone bills(이동통신요금), SK Happy Store(SK행복스토어)), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Public transport(Bus, Subway)(대중교통(버스,지하철)), Vending machines(자판기), In-flight purchases(기내물품구매), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: KB국민카드
Available networks: MasterCard, JCB(K-World)
Availability for new members: Available
Integrated transport card: Essential (Deferred payment)
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