Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

PETROL 50 KRW/L Cash back at GS Caltex
The cash back rate will be raised to 60 KRW per litre on weekend.
Notice

- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,550 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,050 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 300,000 KRW of monthly spending for this shop will be applied for the cash back reward.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
ENTERTAINMENT 50 % Cash back at Everland Resort

Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 25,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
RESTAURANT 10 % Cash back at Outback Steak House, VIPS
Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
CINEMA 3000 KRW Cash back at CGV
Notice

- Cash back will be given only if you spend 7,000 KRW or more at once.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only twice a month, 12 times a year.
TRANSPORT 5 % Cash back at Public transport

Notice

- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- Up to 20,000 KRW of monthly spending for this shop will be applied for the cash back reward. (Maximum reward amount for monthly spending : 1,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The spendings will be excluded from the required monthly spending.
MOBILE 2500 KRW Cash back on Mobile phone bill

Notice

- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.
EDUCATION 3 % Cash back at Kyobo Book Centre
Notice

- Cash back will be given only if you spend 20,000 KRW or more at once.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,500)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
BEAUTY 5 % Cash back at Olive Young
Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
ONLINE 3 % Cash back at GMarket, Auction
Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 3,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

Required spending amount	0 KRW ~	200,000 KRW ~	300,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Total Reward limit	0	5,000	10,000	20,000	50,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	1.1% + 0.25%
	No annual fee	1% + 0.25%
	No annual fee	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
Public transport(Bus, Subway)(대중교통(버스,지하철)), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: KB국민카드
To apply, you must have an account in one of these institutions: KB국민은행
Available networks: VISA, MasterCard, Local
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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