Caution

This card product has been discontinued and no longer available for new members.
If you're holding this card, you can keep using your card until you close it or its expiry date. If you lose it, got stolen or damaged, you can reissue the card by contacting the issuer.

Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ALL 0.5~1.5 % Citi Point(씨티포인트) rewards on All purchases

Total last month spending of this card	0 KRW ~	300,000 KRW ~	700,000 KRW ~	1,000,000 KRW ~	2,000,000 KRW ~
Reward rate	No reward	0.5%	0.75%	1.25%	1.5%

Notice

- For more information about the reward programme, please refer to: 씨티포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Local tax(지방세), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), Gas bill(도시가스 요금), Installment purchases without interest(무이자할부 구매)
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

DEPT STORE 5 % Citi Point(씨티포인트) rewards at Shinsegae Dept Store, Shinsegae Duty Free, Shinsegae Mall
Notice

- For more information about the reward programme, please refer to: 씨티포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The spendings will be excluded from the required monthly spending.
SHOPPING 5 % Citi Point(씨티포인트) rewards at E-Mart, E-Mart Everyday, E-Mart Traders, BOONS, Premium Outlets, BOONTHESHOP, Interpark, 11st, CJ O Shopping, Hyundai Hmall
Notice

- For more information about the reward programme, please refer to: 씨티포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

ENTERTAINMENT 20 % Citi Point(씨티포인트) rewards in Eligible restaurants, cinemas and amusement parks

Eligible shops : Outback Steak House, Seven Springs, TGI FRIDAYS, Papa John's, Mister Donut, Bulgogi Brothers, Beans & Berries, CGV, Yawoori Cinema, Lotte Cinema, 63 Square, Seorak Waterpia, Gyeongju Springdome

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Reward limit	No reward	10,000

Notice

- For more information about the reward programme, please refer to: 씨티포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

MOBILE 4 % Citi Point(씨티포인트) rewards in Public transport, taxi, eligible petrol, LPG stations and mobile phone bills

Eligible shops : SKT, KT, U+, Bus, Subway, Taxi, SK Petrol Station, GS Caltex, S-Oil, Hyundai Oilbank

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Reward limit	No reward	10,000

Notice

- For more information about the reward programme, please refer to: 씨티포인트.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The spendings will be excluded from the required monthly spending.

EDUCATION 5 % Citi Point(씨티포인트) rewards in All hagwons, kindergartens

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Reward limit	No reward	10,000

Notice

MEMBERSHIP Integrated membership : Shinsegae Point Card

- By using this card, you'll get extra rewards in eligible shops listed for the membership.
- For more detailed information, please refer to : http://www.shinsegaepoint.com
- You may need to agree with providing your personal information to the third party company.
INSTALMENT Interest-free instalment purchases

- Eligible shops : All domestic purchases(국내 이용금액)
- Period : 2 ~ 3 months (Interest will be charged beyond that period)
- Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
- Rewards will not be available for interest-free instalment purchases.

Required spending amount	0 KRW ~	300,000 KRW ~	700,000 KRW ~	2,000,000 KRW ~
Total Reward limit	0	10,000	20,000	30,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	10,000 KRW	1.1% + 0.25%
	10,000 KRW	1% + 0.25%
	8,000 KRW	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
Shinsegae Dept Store(신세계백화점), Shinsegae Duty Free(신세계면세점), Shinsegae Mall(신세계몰), SK Telecom(SK텔레콤), KT(KT), LG U+(LG유플러스), Public transport(Bus, Subway)(대중교통(버스,지하철)), Taxi(택시), SK Petrol Station(SK 주유소), SK LPG Station(SK 주유소(LPG)), GS Caltex(GS 칼텍스), GS Caltex(LPG)(GS 칼텍스(LPG)), S-Oil(에쓰오일), S-Oil(LPG)(에쓰오일(LPG)), Hyundai Oilbank(현대 오일뱅크), Hyundai Oilbank(LPG)(현대 오일뱅크(LPG)), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card
Issued by: 한국씨티은행
Available networks: VISA, MasterCard, Local
Availability for new members: Discontinued
Integrated transport card: Optional (Deferred payment)
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