Korea Korea 
- For more information about the reward programme, please refer to: 하나머니.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- For more information about the reward programme, please refer to: 하나머니.
- Cash back will be given only if you spend 100,000 KRW or more at once.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- [Spending requirement] This benefit requires 100,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only twice a month.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,240 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 840 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward.
- Up to 250,000 KRW of monthly spending for this shop will be applied for the cash back reward.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only twice a day.
| Amount of each spending | 0 KRW ~ | 4,000 KRW ~ | 10,000 KRW ~ |
|---|---|---|---|
| Cash back amount | No cash back | 2,000 KRW | 4,000 KRW |
- Cash back will be given only if you spend 4,000 KRW or more at once.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only twice a month, 12 times a year.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Up to 200,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 40,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 6 times a year.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | 1% + $0.5 |