Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

RESTAURANT 5 % Cash back in All restaurants (11:00~14:00)
Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided 4 times a month.
MART 5 % Cash back at Lotte Mart, E-Mart, Homeplus
Notice

- Cash back will be given only if you spend 50,000 KRW or more at once.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
PETROL 5 % Cash back at Electric vehicle charging station

Notice

- Recharging LPG is not eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
MEDICAL 10 % Cash back at All pharmacies
Notice

- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
OTHER 10 % Cash back at JungKwanJang

Notice

- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
SPORTS 10 % Cash back in All country clubs, driving ranges, screen golf shops

Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
CINEMA 15 % Cash back at CGV, Megabox, Lotte Cinema
Notice

- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
EDUCATION 15 % Cash back at Kyobo Book Centre
Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only twice a month.
TRAVEL 15 % Cash back at All Korean hotels

Notice

- Cash back will be given only if you spend 50,000 KRW or more at once.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only once a month.

Required spending amount	0 KRW ~	300,000 KRW ~	500,000 KRW ~	1,000,000 KRW ~
Total Reward limit	0	12,000	15,000	20,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	1% + 0.3%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
All rewarded purchases made with this card , Gift or Prepaid card(기프트 또는 선불카드), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Gift certificate(상품권), All overseas purchases(해외이용금액), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), Kindergarten(유치원 업종), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: 우체국예금보험
To apply, you must have an account in one of these institutions: 우체국예금보험
Available networks: MasterCard
Availability for new members: Available
Integrated transport card: Unavailable
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