Card Design
펭수 노리 체크카드 (펭카)
Pengsoo Nori Check Card(Peng-ca)

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • CINEMA   35 % Cash back at CGV
    • CGV Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 7,000)
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • RESTAURANT   20 % Cash back at Outback Steak House, VIPS
    • Outback Steak House Logo
    • VIPS Logo

    Notice

    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   20 % Cash back at Starbucks
    • Starbucks Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 4,000)
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRAVEL   50 % Cash back at Everland, Lotte World

    Notice

    - Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
    - Cash back will be given only if you spend 30,000 KRW or more at once.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 25,000)
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • C-STORE   5 % Cash back at GS25
    • GS25 Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • EDUCATION   5 % Cash back at Kyobo Book Centre
    • Kyobo Book Centre Logo

    Notice

    - Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
    - Cash back will be given only if you spend 20,000 KRW or more at once.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   10 % Cash back on Public transport uses
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 2,000

    Notice

    - Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   2500 KRW Cash back on Mobile, internet bills
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 2,500

    Notice

    - Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
    - Cash back will be given only if you spend 50,000 KRW or more in a month.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

Required spending amount 0 KRW ~ 200,000 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
Total Reward limit 0 10,000 20,000 30,000 50,000

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1.1% + 0.25%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 16th Feb 2021
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
KB국민카드
To apply, you must have an account in one of these institutions
KB국민은행, NH농협은행, 농협(농축협조합), 신한은행
Available networks
VISA, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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