Korea Korea 
- Cash back will be given only if you spend 10,000 KRW or more at once.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 7,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Cash back will be given only if you spend 30,000 KRW or more at once.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 4,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
- Cash back will be given only if you spend 30,000 KRW or more at once.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 25,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
- Cash back will be given only if you spend 20,000 KRW or more at once.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 2,000 |
- Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 2,500 |
- Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
- Cash back will be given only if you spend 50,000 KRW or more in a month.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.
| Required spending amount | 0 KRW ~ | 200,000 KRW ~ | 300,000 KRW ~ | 500,000 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|---|---|---|
| Total Reward limit | 0 | 10,000 | 20,000 | 30,000 | 50,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | 1.1% + 0.25% |
 | No annual fee | 1% + 0.25% |
 | No annual fee | 0.25% |
 | No annual fee | N/A |