Korea Korea 
- For more information about the reward programme, please refer to: 포인트리.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Electricity bill(전기요금), Water charge(수도요금), Apartment maintenance fee(아파트관리비), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), School fee payment(초중고 학교 납입금), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
- This won't be counted towards the total reward limit.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 3,100 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 2,100 KRW as reward. You can contact your card company to check the standard price.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Required spending amount | 0 KRW ~ | 400,000 KRW ~ | 800,000 KRW ~ | 1,200,000 KRW ~ |
|---|---|---|---|---|
| Total Reward limit | 0 | 10,000 | 30,000 | 50,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 15,000 KRW | 0.5% + 0.25% |
 | 15,000 KRW | 1% + 0.25% |