Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

MART 5 % Cash back at E-Mart, Homeplus, Lotte Mart
Notice

- Cash back will be given only if you spend 30,000 KRW or more at once.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
BAKERY 5 % Cash back at Paris baguette, Tous les jours, Dunkin' Donuts, Baskin-Robbins
Notice

- Cash back will be given only if you spend 10,000 KRW or more at once.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
COFFEE 5 % Cash back at Starbucks, Caffe Bene, TOM N TOMS Coffee, Angel-in-us, Hollys Coffee, A Twosome Place
Notice

- Cash back will be given only if you spend 10,000 KRW or more at once.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.

Required spending amount	0 KRW ~	300,000 KRW ~
Total Reward limit	0	10,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	1% + 0.2%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
All rewarded purchases made with this card , Tax payment(세금납부액), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Public transport(Bus, Subway)(대중교통(버스,지하철)), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: 전북은행
To apply, you must have an account in one of these institutions: 전북은행
Available networks: MasterCard
Availability for new members: Available
Integrated transport card: Essential (Prepayment)
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