Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ALL 0.5~1 % M Point(엠포인트) rewards on All purchases

Total monthly spending of this card	0 KRW ~	1,000,000 KRW ~
Reward rate	0.5%	1%

Notice

- For more information about the reward programme, please refer to: 엠포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), National tax(국세), Local tax(지방세), College titution fee(대학등록금), Gas bill(도시가스 요금)

Networks	Annual fee	Foreign transaction fee (Purchase)
	2,000 KRW	N/A
The annual fee will be waived if you spend over 3 million KRW with this card every year.

When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: 현대카드
To apply, you must have an account in one of these institutions: KDB산업은행, KB국민은행, NH농협은행, 농협(농축협조합), 우리은행, SC제일은행, DGB대구은행, BNK부산은행, 우체국예금보험, 하나은행, 신한은행
Available networks: Local
Availability for new members: Available
Supplementary card for your family member(가족카드): Unavailable
Integrated transport card: Optional (Deferred payment)
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