Caution

- You must have an opened 외화바로 예금 account(USD) in Woori bank.
- This card uses your USD account for all overseas purchases and ATM withdrawals.

Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ALL 0.3 % Moa Point(모아포인트) rewards on All domestic purchases

Notice

- For more information about the reward programme, please refer to: 모아포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), All overseas purchases(해외이용금액), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), Gift or Prepaid card(기프트 또는 선불카드), Express Bus(고속버스), Use of the govt subsidy(정부지원금 사용), Apartment maintenance fee(아파트관리비)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

Networks	Annual fee	Foreign transaction fee (Purchase)
	No annual fee	0%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
All overseas purchases(해외이용금액), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 2nd Jan 2020
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: 우리카드, 비씨카드
To apply, you must have an account in one of these institutions: 우리은행
Available networks: MasterCard
Availability for new members: Available
Supplementary card for your family member(가족카드): Unavailable
Integrated transport card: Essential (Deferred payment)
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Caution

Benefit / Reward services of the card

Notice