Card Design
이마트 KB국민카드
Emart KB Kookmin Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • MART   5~10 % Cash back at E-Mart, E-Mart Everyday, E-Mart Traders, SSG.COM
    • E-Mart Logo
    • E-Mart Traders Logo
    Total last month payment 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Cash back rate No cash back 5% 7% 10%

    Notice

    - Cash back will be given only if you spend 70,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - Up to 200,000 KRW of each spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 300,000 KRW in average or more payment of all of your cards from KB국민카드 in 3 months before the purchase.

  • EDUCATION   2~5 % Cash back in All hagwons
    Total last month payment 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 900,000 KRW ~
    Cash back rate No cash back 2% 3% 5%

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 500,000 KRW of each spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 300,000 KRW in average or more payment of all of your cards from KB국민카드 in 3 months before the purchase.

  • RESTAURANT   15 % Discount at VIPS
    • VIPS Logo

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 200,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 30,000)

  • CINEMA   4000 KRW Cash back at Interpark Cinema Ticketing
    • Interpark(Movie) Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Besides eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - This benefit will be provided only twice a month, 8 times a year.

  • COFFEE   10 % Cash back in All coffee shops
    • Coffee shop Logo

    Notice

    - Exceptions(No reward for the following purchases) : Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Up to 100,000 KRW of monthly spending for this shop will be applied for the cash back reward. (Maximum reward amount for monthly spending : 10,000)
    - [Spending requirement] This benefit requires 300,000 KRW in average or more spendings of all of your cards from KB국민카드 in 3 months before the purchase.

  • INSTALMENT   Interest-free instalment purchases

    - Eligible shops : E-Mart(이마트)
    - Period : 2 ~ 3 months (Interest will be charged beyond that period)
    - Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
    - Rewards will not be available for interest-free instalment purchases.

Networks Annual fee FX fee (Purchase)
10,000 KRW1.4% + 0.25%
10,000 KRW1% + 0.25%
10,000 KRW0.25%
10,000 KRW1% + 0.25%
5,000 KRWN/A
The annual fee will be waived if you spend in E-mart or spend over 1 million KRW with this card every year.
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
KB국민카드
Available networks
AmericanExpress, MasterCard, JCB, VISA, Local
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
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