Korea Korea 
- You must spend 500,000 KRW or more in purchases with your new card to get the sign up bonuses within the first year.
- You must make total 5,000,000 KRW of yearly purchases to get retention bonuses.
- You can choose up to 1 bonus.
- For more information about the reward programme, please refer to: 모아포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매)
- This benefit will be duplicated with other benefits.
- You must spend 20,000,000 KRW or more with this card last year to get this benefit.
- This benefit will be provided only once a year.
- For more information about the reward programme, please refer to: 모아포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), National tax(국세), Local tax(지방세), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Apartment maintenance fee(아파트관리비), Property/House rent(부동산/주택임대료), Express Bus(고속버스), Electricity bill(전기요금), Gas bill(도시가스 요금), Korea Post Office(우체국), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료), Lotte Duty Free Shop(롯데면세점), The Shilla Duty Free(신라면세점)
| Total last month spending of this card | 0 KRW ~ | 1,000,000 KRW ~ | 3,000,000 KRW ~ |
|---|---|---|---|
| Reward rate | No reward | 0.5% | 1% |
| Total last month spending of this card | 0 KRW ~ | 1,000,000 KRW ~ |
|---|---|---|
| Monthly Reward limit | No reward | 50,000 |
- For more information about the reward programme, please refer to: 모아포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), National tax(국세), Local tax(지방세), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Apartment maintenance fee(아파트관리비), Property/House rent(부동산/주택임대료), Express Bus(고속버스), Electricity bill(전기요금), Gas bill(도시가스 요금), Korea Post Office(우체국), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료), Lotte Duty Free Shop(롯데면세점), The Shilla Duty Free(신라면세점)
- This benefit will be duplicated with other benefits.
- [Spending requirement] This benefit requires 1,000,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ |
|---|---|
| Monthly Reward limit | 50,000 |
- For more information about the reward programme, please refer to: 모아포인트.
- You can access into airport lounges with free of charge. You don't need any extra card for free entry.
- Available lounges : SKY Hub Lounge - ICN(인천 스카이 허브 라운지), SKY Hub Lounge - GMP(김포 스카이 허브 라운지), SKY Hub Lounge - PUS(김해 스카이 허브 라운지), Matina Lounge - ICN(인천 마티나 라운지), Matina Lounge - ICN (Terminal 2)(인천 마티나 라운지 (터미널 2)), SPC Lounge - ICN(인천 SPC라운지), Lotte LOUNGE.L - ICN(인천 롯데라운지.L )
- You must spend 500,000 KRW or more with this card in the last month to get free entry into an airport lounge.
- Free access limit : 2 times a month, 10 times a year
- Only the card holder can access without charge. You may need to pay if you have companions.
- You can access into airport lounges with free of charge. You don't need any extra card for free entry.
- Available lounges : All eligible overseas airport lounges(해외 공항 라운지)
- You must spend 500,000 KRW or more with this card in the last month to get free entry into an airport lounge.
- Free access limit : 2 times a month, 10 times a year
- Only the card holder can access without charge. You may need to pay if you have companions.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 300,000 KRW | 1% + 0.3% |