Card Design
BASE KIT

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • SHOPPING   2 % Moa Point(모아포인트) rewards in Coupang, GMarket, 11STREET, All overseas shops

    • Coupang Logo
    • GMarket Logo
    • 11STREET Logo

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   2 % Moa Point(모아포인트) rewards at Public transport, Taxi, KakaoT, EV Infra, Tesla Supercharger

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • RESTAURANT   2 % Moa Point(모아포인트) rewards at Starbucks, A Twosome Place, Paul Bassett, Ediya Coffee, Baemin(Including B Mart), Coupang Eats, Market Kurly(Kurly Pass)

    • Starbucks Logo
    • A Twosome Place Logo
    • Ediya Coffee Logo

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • BILLS   2 % Moa Point(모아포인트) rewards on Apartment maintenance fee, Gas bill, Electricity bill, Employment insurance, National Health Insurance Service, National Pension Service, Workers'Compensation Insurance

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   2 % Moa Point(모아포인트) rewards at Netflix, Youtube, MelOn (Music streaming service)

    • Youtube Logo

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • PETROL   60 /L Moa Point(모아포인트) rewards in S-Oil, Hyundai Oilbank(Including their LPG charging stations)

    • S-Oil Logo
    • S-Oil(LPG) Logo
    • Hyundai Oilbank Logo
    • Hyundai Oilbank(LPG) Logo

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 Points as reward. You can contact your card company to check the standard price.
    - Up to 100,000 KRW of each spending for this shop will be applied for the reward.
    - Up to 200,000 KRW of monthly spending for this shop will be applied for the reward.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • ALL   0.5 % Moa Point(모아포인트) rewards on All other purchases

    Notice

    - For more information about the reward programme, please refer to: 모아포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Express Bus(고속버스), Coupang(쿠팡), GMarket(G마켓), 11STREET(11번가), All overseas purchases(해외이용금액), Public transport(Bus, Subway)(대중교통(버스,지하철)), Taxi(택시), KakaoT(카카오T), EV Infra(EV Infra), Tesla Supercharger(테슬라 수퍼차저), Starbucks(스타벅스), A Twosome Place(투썸플레이스), Paul Bassett(폴바셋), Ediya Coffee(이디야 커피), Baemin(배달의 민족), Coupang Eats(쿠팡이츠), Market Kurly(마켓컬리), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Netflix (Korea)(넷플릭스 (한국)), Youtube(유튜브), MelOn (Music streaming service)(멜론), S-Oil(에쓰오일), S-Oil(LPG)(에쓰오일(LPG)), Hyundai Oilbank(현대 오일뱅크), Hyundai Oilbank(LPG)(현대 오일뱅크(LPG)), Korea Post Office(우체국), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료)
    - This won't be counted towards the total reward limit.

Required spending amount 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
Total Reward limit 0 15,000 30,000 50,000

Networks Annual fee Foreign transaction fee (Purchase)
20,000 KRW1% + 0.3%
20,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Apartment maintenance fee(아파트관리비), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Express Bus(고속버스), All overseas purchases(해외이용금액), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Electricity bill(전기요금), Korea Post Office(우체국), Gas bill(도시가스 요금), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 26th Oct 2021
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
우리카드, 비씨카드
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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