Korea Korea 
- For more information about the reward programme, please refer to: 모아포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 모아포인트.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 모아포인트.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 모아포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 모아포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 모아포인트.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 Points as reward. You can contact your card company to check the standard price.
- Up to 100,000 KRW of each spending for this shop will be applied for the reward.
- Up to 200,000 KRW of monthly spending for this shop will be applied for the reward.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 모아포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Express Bus(고속버스), Coupang(쿠팡), GMarket(G마켓), 11STREET(11번가), All overseas purchases(해외이용금액), Public transport(Bus, Subway)(대중교통(버스,지하철)), Taxi(택시), KakaoT(카카오T), EV Infra(EV Infra), Tesla Supercharger(테슬라 수퍼차저), Starbucks(스타벅스), A Twosome Place(투썸플레이스), Paul Bassett(폴바셋), Ediya Coffee(이디야 커피), Baemin(배달의 민족), Coupang Eats(쿠팡이츠), Market Kurly(마켓컬리), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Netflix (Korea)(넷플릭스 (한국)), Youtube(유튜브), MelOn (Music streaming service)(멜론), S-Oil(에쓰오일), S-Oil(LPG)(에쓰오일(LPG)), Hyundai Oilbank(현대 오일뱅크), Hyundai Oilbank(LPG)(현대 오일뱅크(LPG)), Korea Post Office(우체국), Water charge(수도요금), Fine(벌금, 범칙금, 과료, 과태료)
- This won't be counted towards the total reward limit.
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ | 1,200,000 KRW ~ |
|---|---|---|---|---|
| Total Reward limit | 0 | 15,000 | 30,000 | 50,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 20,000 KRW | 1% + 0.3% |
 | 20,000 KRW | N/A |