Card Design
탄탄대로 올쇼핑카드

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • SHOPPING   10 % Cash back in Eligible hypermarkets, home shoppings, online shops and online duty free shops
    Eligible hypermarkets : E-Mart, Lotte Mart, Homeplus
    Home shoppings : GS Shop(TV), CJ O Shopping, Hyundai Hmall(TV)
    Online shops : GMarket, Auction, 11STREET
    Online duty free : Lotte Duty Free Shop, The Shilla Duty Free
    • E-Mart Logo
    • Lotte Mart Logo
    • Homeplus Logo
    • GMarket Logo
    • Auction Logo
    • 11STREET Logo
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~ 800,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 10,000 20,000 30,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • BILLS   10 % Cash back on Mobile phone, Internet bills(SKT, kt, U+), Apartment maintenance fee

    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~ 800,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 7,000 10,000 15,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • C-STORE   5 % Cash back in CU, GS25, All coffee shops

    • CU Logo
    • GS25 Logo
    • Coffee shop Logo
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.

  • PETROL   80 KRW/L Cash back in SK Petrol Station, GS Caltex and their LPG stations

    • SK Petrol Station Logo
    • SK LPG Station Logo
    • GS Caltex Logo
    • GS Caltex(LPG) Logo
    Total last month spending of this card 0 KRW ~ 400,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 2,480 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,680 KRW as reward. You can contact your card company to check the standard price.
    - [Spending requirement] This benefit requires 400,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'C-store' (CU, GS25, All coffee shops) benefit of this card.

Networks Annual fee FX fee (Purchase)
15,000 KRW0.5% + 0.25%
15,000 KRW1% + 0.25%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in E-Mart(이마트), Lotte Mart(롯데마트), Homeplus(홈플러스), GS Shop(TV)(GS홈쇼핑), CJ O Shopping(CJ오쇼핑), Hyundai Hmall(TV)(현대홈쇼핑), GMarket(G마켓), Auction(옥션), 11STREET(11번가), Lotte Duty Free Shop(롯데면세점), The Shilla Duty Free(신라면세점), SK Telecom(SK텔레콤), KT(KT), LG U+(LG유플러스), Apartment maintenance fee(아파트관리비), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Public transport(Bus, Subway)(대중교통(버스,지하철)), Vending machines(자판기), In-flight purchases(기내물품구매), School fee payment(초중고 학교 납입금), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 14th Jun 2018
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
KB국민카드
Available networks
JCB(K-World), MasterCard
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
Protection from unauthorised transactions
Yes
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