Card Design
경차 smart 롯데체크카드


- You must own only one city car(경승용차) or one microvan(경승합차) in your household. If you or your family member have more than one non-compact car, you're not eligible for this card. For example, if you possess a city car and your spouse owns an SUV, you can't apply for this card.
- Micro truck(경상용차) is not eligible for this card.
- Corporate cars are not eligible.
- To apply for this card, you must submit your car registration(자동차등록증).
- Your name must be registered on your car.
- Your car number will be written on the card and you must use the card in petrol stations for only refueling that car. Otherwise, if you use for another car, you can get legal punishment for embezzlement of the govt subsidy.
- If you sell or buy a new car, or if you move your residence, you must close your card and need to apply for new one.
- You must not be a disabled person or person of national merit, because the benefit can be duplicated.
- Contact the issuer for more detailed eligiblity information.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • PETROL   40 KRW/L Cash back in All petrol, LPG stations

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~
    Monthly Cash back limit No cash back 10,000


    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,240 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 840 KRW as reward. You can contact your card company to check the standard price.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • ALL   2X L.Point(엘포인트) rewards at All L.Point shops
    You'll get 2X rewards with L.Point membership rewards.

    E.g) Seven Eleven : 0.5%(Rewarded by L.Point membership) + 0.5%(Rewarded by the card)
    Lotteria : 0.3%(Rewarded by L.Point membership) + 0.3%(Rewarded by the card)


    - For more information about the reward programme, please refer to: 엘포인트.

  • ALL   0.2 % L.Point(엘포인트) rewards on All other purchases


    - For more information about the reward programme, please refer to: 엘포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Local tax(지방세), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Handicapped employment levy(장애인고용부담금), College titution fee(대학등록금), Gas bill(도시가스 요금), Apartment maintenance fee(아파트관리비)
    - [Spending requirement] This benefit requires 100,000 KRW in average or more spendings of this card in 3 months before the purchase.

  • MEMBERSHIP   Integrated membership : L.POINT 멤버십

    - By using this card, you'll get extra rewards in eligible shops listed for the membership.
    - With this membership, you'll earn 0.1~10% L.Point rewards in eligible L.Point member shops.
    - For more detailed information, please refer to :
    - You may need to agree with providing your personal information to the third party company.

Networks Annual fee Foreign transaction fee (Purchase)
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in Petrol station(주유소 업종), LPG Station(LPG 충전소 업종), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
To apply, you must have an account in one of these institutions
IBK기업은행, KB국민은행, Sh수협은행, NH농협은행, 농협(농축협조합), 우리은행, SC제일은행, DGB대구은행, BNK부산은행, 광주은행, 전북은행, BNK경남은행, 하나은행, 신한은행, 회원수협
Available networks
Availability for new members
Integrated transport card
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