Card Design
골든라이프올림카드

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • You can choose 1 option among the benefits marked with "(Option)".
  • BONUS OFFER   Annual retention bonus
    10,000 Pointree rewards

    Notice

    - You must make total 7,000,000 KRW of yearly purchases to get retention bonuses.

  • MEDICAL   (Option 1) 5 % Cash back in All hospitals, Chemist's shops
    Daily cash back limit : 500 KRW
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Monthly Cash back limit No cash back 10,000 20,000
    • Hospital Logo
    • Pharmacy Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • PETROL   (Option 2) 60 KRW/L Cash back in All petrol, LPG stations

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 KRW as reward. You can contact your card company to check the standard price.
    - Up to 200,000 KRW of monthly spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • MART   (Option 2) 5 % Cash back at E-Mart, Lotte Mart, Homeplus
    Daily cash back limit : 5,000 KRW
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000
    • E-Mart Logo
    • Lotte Mart Logo
    • Homeplus Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • SHOPPING   10 % Cash back at Golden Life Dream Tour, Golden Life Mall

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Monthly Cash back limit No cash back 5,000 10,000

    Notice

    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • MEDICAL   10 % Cash back in Pet shops

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 5,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • RESTAURANT   5 % Cash back in All restaurants, pubs

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Cash back limit No cash back 5,000
    • Restaurant Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • SPORTS   1 % Pointree(포인트리) rewards in Driving range, Country clubs, Sports Centres, Leisure Centres
    2X rewards if you link this card to 'KB골든라이프 연금우대통장' account plan in KB Bank.

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRAVEL   1 % Pointree(포인트리) rewards at All travel agencies, hotels and pensions(guest houses)
    2X rewards if you link this card to 'KB골든라이프 연금우대통장' account plan in KB Bank.

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • SHOPPING   1 % Pointree(포인트리) rewards at CJ O Shopping, GS Shop(TV), Hyundai Hmall(TV)
    2X rewards if you link this card to 'KB골든라이프 연금우대통장' account plan in KB Bank.

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   1 % Pointree(포인트리) rewards at Public transport, Taxi
    2X rewards if you link this card to 'KB골든라이프 연금우대통장' account plan in KB Bank.

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   1 % Pointree(포인트리) rewards on Mobile phone bills(SKT, KT, U+)
    2X rewards if you link this card to 'KB골든라이프 연금우대통장' account plan in KB Bank.
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - For more information about the reward programme, please refer to: 포인트리.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

Networks Annual fee Foreign transaction fee (Purchase)
20,000 KRW1.1% + 0.25%
15,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases in Hospital(병의원 업종), Pharmacy(약국), Petrol station(주유소 업종), LPG Station(LPG 충전소 업종), E-Mart(이마트), Lotte Mart(롯데마트), Homeplus(홈플러스), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
KB국민카드
Available networks
VISA, Local
Availability for new members
Available
Integrated transport card
Essential (Deferred payment)
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