Card Design
1st TRIPLE 체크카드(위 베어 베어스)
1st TRIPLE Check Card(We Bare Bears)

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • C-STORE   5 % Cash back at GS25, CU, E-Mart 24

    • GS25 Logo
    • CU Logo
    • E-Mart 24 Logo

    Notice

    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   5 % Cash back at Coupang, Wemakeprice, TMON, Baemin, Yogiyo, Baedaltong

    • Coupang Logo
    • Wemakeprice Logo
    • TMON Logo
    • Yogiyo Logo
    • Baedaltong Logo

    Notice

    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • COFFEE   5 % Cash back at Starbucks, Hollys Coffee, A Twosome Place

    • Starbucks Logo
    • Hollys Coffee Logo
    • A Twosome Place Logo

    Notice

    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • OVERSEAS   3 % Cash back on All overseas purchases

    Notice

    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   3 % Cash back on Public transport uses

    Notice

    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • PETROL   3 % Cash back in All petrol, LPG Stations

    Notice

    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.

  • ONLINE   2 % Cash back on Eligible digital wallet uses

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드)
    - [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
    - You must use one of the following Digital wallet services with this card : Naver Pay(네이버페이), Kakao Pay(카카오페이), PAYCO(페이코), SSG Pay(SSG페이). You may need a smartphone with a carrier network plan.

Required spending amount 0 KRW ~ 200,000 KRW ~ 500,000 KRW ~ 700,000 KRW ~
Total Reward limit 0 5,000 10,000 20,000

Networks Annual fee FX fee (Purchase)
No annual fee1% + 0.2%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Tax payment(세금납부액), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 31st Dec 2019
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
전북은행
To apply, you must have an account in one of these institutions
전북은행
Available networks
MasterCard, Local
Availability for new members
Available (Until 1st Jul 2020)
Integrated transport card
Optional (Deferred payment)
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