Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

TRAVEL 3 % UniMile(유니마일) rewards at Air Seoul, Air Busan, Jin Air, Eastar Jet, JEJU Air, t'way air
Notice

- For more information about the reward programme, please refer to: 유니마일.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
TRAVEL 2 % UniMile(유니마일) rewards in All overseas purchases, myrealtrip, WAUG Travel, All duty free shops

Notice

- For more information about the reward programme, please refer to: 유니마일.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
TRANSPORT 1 % UniMile(유니마일) rewards in Lotte Rent-a-car, SOCAR, Green Car, All petrol stations

Notice

- For more information about the reward programme, please refer to: 유니마일.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
ALL 0.7 % UniMile(유니마일) rewards on All domestic purchases

Notice

- For more information about the reward programme, please refer to: 유니마일.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Use of the govt subsidy(정부지원금 사용), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), Apartment maintenance fee(아파트관리비), Gift or Prepaid card(기프트 또는 선불카드), Express Bus(고속버스)
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
COFFEE 1000 KRW Cash back at Starbucks, A Twosome Place
Notice

- Cash back will be given only if you spend 5,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.
TRAVEL 50 % Discount on Entry ticket for eligible museums
Eligible museums : American Museum of Natural History, Metropolitan Museum of Art, Louvre Museum, Musée d'Orsay, Museu Picasso, Rijksmuseum Amsterdam, Royal Ontario Museum, Van Gogh Museum, Vatican Museums, Metropolitan Museum of Art, de Young Museum, Uffizi Gallery

You must buy a ticket from www.globalpass.co.kr until 14 business days before departure.

Notice

- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 3 times a year.
AIRPORT Free airport lounge access (The Lounge Members, UnionPay card)

- You can access into airport lounges with free of charge. You don't need any extra card for free entry.
- You can find available lounges from here : https://www.theloungemembers.net. You need to register an ID before using lounges.
- To use a lounge, you need to download and install the Lounge Members mobile application from App Store or Google Play. Then, register your card in the application, tap on '이용권 받기'(Get a pass), show the QR code to a lounge staff at the entrance.
- You must spend 500,000 KRW or more with this card in the last month to get free entry into an airport lounge.
- Free access limit : 1 time a month, 3 times a year
- Only the card holder can access without charge. You may need to pay if you have companions.

Required spending amount	0 KRW ~	300,000 KRW ~
Total Reward limit	0	300,000

Networks	Annual fee	Foreign transaction fee (Purchase)
	20,000 KRW	0.3%
	20,000 KRW	N/A

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
The following purchases will not be counted towards into required monthly spending amount :
All overseas purchases(해외이용금액), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 2nd Jul 2019
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Credit card (Charge card)
Issued by: 우리카드, 비씨카드
Available networks: UnionPay, Local
Availability for new members: Available
Supplementary card for your family member(가족카드): Unavailable
Integrated transport card: Optional (Deferred payment)
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