Korea Korea 
- For more information about the reward programme, please refer to: 유니마일.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 유니마일.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 유니마일.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 유니마일.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Use of the govt subsidy(정부지원금 사용), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), Apartment maintenance fee(아파트관리비), Gift or Prepaid card(기프트 또는 선불카드), Express Bus(고속버스)
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- Cash back will be given only if you spend 5,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 3 times a year.
- You can access into airport lounges with free of charge. You don't need any extra card for free entry.
- You can find available lounges from here : https://www.theloungemembers.net. You need to register an ID before using lounges.
- To use a lounge, you need to download and install the Lounge Members mobile application from App Store or Google Play. Then, register your card in the application, tap on '이용권 받기'(Get a pass), show the QR code to a lounge staff at the entrance.
- You must spend 500,000 KRW or more with this card in the last month to get free entry into an airport lounge.
- Free access limit : 1 time a month, 3 times a year
- Only the card holder can access without charge. You may need to pay if you have companions.
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Total Reward limit | 0 | 300,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 20,000 KRW | 0.3% |
 | 20,000 KRW | N/A |