Korea Korea 
- You must make total 3,000,000 KRW of yearly purchases to get retention bonuses.
- You can choose up to 1 bonus.
| Total last month spending of this card | 0 KRW ~ |
|---|---|
| Monthly Reward limit | 10,000 |
- For more information about the reward programme, please refer to: 포인트리.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- You must use one of the following Digital wallet services with this card : KBPay(KB페이). You may need a smartphone with a carrier network plan.
- For more information about the reward programme, please refer to: 포인트리.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Gift certificate(상품권), Apartment maintenance fee(아파트관리비), School fee payment(초중고 학교 납입금), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), Tax payment(세금납부액), Public utility charges(공공요금/공과금), Electricity bill(전기요금), Water charge(수도요금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험)
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 12,000 KRW | 1% + 0.25% |
 | 12,000 KRW | N/A |