Korea Korea 
- You must spend 200,000 KRW or more in purchases with your new card to get the sign up bonuses within the first year.
- You must make total 3,000,000 KRW of yearly purchases to get retention bonuses.
- You can choose up to 1 bonus.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 20,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,240 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 840 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 400,000 KRW of monthly spending for this shop will be applied for the cash back reward.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ |
|---|---|---|---|
| Monthly Cash back limit | No cash back | 8,000 | 32,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- You can access into airport lounges with free of charge. You don't need any extra card for free entry.
- Available lounges : Matina Lounge - ICN(인천 마티나 라운지)
- You must spend 300,000 KRW or more with this card in the last month to get free entry into an airport lounge.
- Free access limit : 2 times a year
- Only the card holder can access without charge. You may need to pay if you have companions.
- You can access into airport lounges with free of charge. You don't need any extra card for free entry.
- Available lounges : SKY Hub Lounge - ICN(인천 스카이 허브 라운지)
- You must spend 300,000 KRW or more with this card in the last month to get free entry into an airport lounge.
- Free access limit : 2 times a year
- Only the card holder can access without charge. You may need to pay if you have companions.
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Total Reward limit | 0 | 50,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 105,000 KRW | 1.1% + 0.18% |
 | 100,000 KRW | 0.18% |