Korea Korea 
- You must spend 200,000 KRW or more in purchases with your new card to get the sign up bonuses within the first year.
- You must make total 1,000,000 KRW of yearly purchases to get retention bonuses.
- You can choose up to 1 bonus.
| Total last month spending of this card | 0 KRW ~ |
|---|---|
| Monthly Reward limit | 100,000 |
- For more information about the reward programme, please refer to: 마이신한포인트.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- For more information about the reward programme, please refer to: 마이신한포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Gift or Prepaid card(기프트 또는 선불카드), Local tax(지방세), National tax(국세)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,240 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 840 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 150,000 KRW of each spending for this shop will be applied for the cash back reward.
- Up to 300,000 KRW of monthly spending for this shop will be applied for the cash back reward.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only twice a day.
- Cash back will be given only if you spend 7,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ |
|---|---|---|---|
| Monthly Cash back limit | No cash back | 8,000 | 32,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 100,000 KRW | 1.4% + 0.18% |
 | 97,000 KRW | 0.18% |