Card Design
시그마카드
Sigma Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • BONUS OFFER   Sign up, Annual retention bonus
    100k KRW Cash back on Eligible purchases (Twice a year)
    All purchases at Grand Hyatt Seoul, The Shilla, The Westin Chosun, Lotte Hotel, Grand Walkerhill Seoul, JW Marriott Seoul, Vista Walkerhill Seoul. All hospitals, all online shops, all overseas, all country clubs

    Notice

    - You must spend 1,000,000 KRW or more in purchases with your new card to get the sign up bonuses within the first year.
    - You must make total 12,000,000 KRW of yearly purchases to get retention bonuses.
    - You can choose up to 1 bonus.

  • ALL   1 % SC 360 Rewards(SC 360도 리워드) rewards on All domestic purchases

    Notice

    - For more information about the reward programme, please refer to: SC 360도 리워드.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), Tax payment(세금납부액), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Installment purchases without interest(무이자할부 구매)

  • ONLINE   1.5 % SC 360 Rewards(SC 360도 리워드) rewards on All online purchases
    • Online shop Logo

    Notice

    - For more information about the reward programme, please refer to: SC 360도 리워드.
    - "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.

  • MEDICAL   1.5 % SC 360 Rewards(SC 360도 리워드) rewards at All hospitals
    • Hospital Logo

    Notice

    - For more information about the reward programme, please refer to: SC 360도 리워드.

  • OVERSEAS   1.5 % SC 360 Rewards(SC 360도 리워드) rewards on All overseas purchases
    .

    Notice

    - For more information about the reward programme, please refer to: SC 360도 리워드.

  • FEE WAIVER   90 % Discount on exchange rate spread (Cash)
    You must show your card when you exchange currencies in a SC Bank branch. It's not available for remittance.

    Notice

    - Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.

  • AIRPORT   Free airport lounge access (Priority Pass, MasterCard)

    - 시그마카드 MasterCard will come with Priority Pass card.
    - You can find available lounges from here : https://www.prioritypass.com
    - The Priority Pass card expires in 1 year. It will be renewed as long as your 시그마카드 MasterCard is valid and if you used in a lounge or made an overseas purchase with this card.
    - If you already own a Priority Pass card with a BC card, you'll not get another Priority Pass card for the new BC card. You must contact the issuer if you want to get an additional one.
    - You may be asked your 시그마카드 MasterCard for using your Priority Pass in local lounges.
    - Free access limit : 12 times a year.
    - Only the card holder can access without charge. You may need to pay if you have companions.

Networks Annual fee Foreign transaction fee (Purchase)
200,000 KRW1% + 0%
195,000 KRW0%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
SC제일은행, 비씨카드
Available networks
MasterCard, BC Global(Discover)
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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Editor's rating
2.5 / 5.0
★ ★ ★ ★ ★
Everything is OK, except it needs 1 m KRW monthly spending
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