Card Design
신한카드 O2O
Shinhan Card O2O

Caution

This card is a digital-wallet-only card. The plastic card won't be delivered.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • RESTAURANT   5 % Cash back in All restaurants, coffee shops, bakeries, E-Mart, Lotte Mart, Homeplus

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 40,000 50,000
    • Restaurant Logo
    • Coffee shop Logo
    • E-Mart Logo
    • Lotte Mart Logo
    • Homeplus Logo

    Notice

    - Cash back will be given only if you spend 20,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.

  • O2O   3 % Cash back on All online purchases (FAN Pay use)

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 40,000 50,000
    • Online shop Logo

    Notice

    - Cash back will be given only if you spend 20,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
    - Up to 300,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 9,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'Restaurant' (All restaurants, coffee shops, bakeries, E-Mart, Lotte Mart, Homeplus) benefit of this card.
    - You must use one of the following Digital wallet services with this card : Shinhan pLay(신한pLay). You may need a smartphone with a carrier network plan.

  • ONLINE   2 % Cash back on All other online purchases

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 40,000 50,000
    • Online shop Logo

    Notice

    - Cash back will be given only if you spend 20,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
    - Up to 300,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 6,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - It shares the limit with 'Restaurant' (All restaurants, coffee shops, bakeries, E-Mart, Lotte Mart, Homeplus) benefit of this card.

  • MOBILE   10 % Cash back on Mobile phone bill(SKT, KT, U+)

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 25,000 30,000
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

  • COFFEE   100 % Cash back (Up to 2000 KRW) on Starbucks Siren orders
    Offline purchases will be disqualified from this benefit.
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 25,000 30,000
    • Starbucks Logo

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Up to 2,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 10 times a month.
    - It shares the limit with 'Mobile' (Mobile phone bill(SKT, KT, U+)) benefit of this card.

  • O2O   20 % Cash back at Kakao Taxi Black

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 25,000 30,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 20,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a month.
    - It shares the limit with 'Mobile' (Mobile phone bill(SKT, KT, U+)) benefit of this card.

  • HEALTH   10 % Cash back at Market Kurly

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 25,000 30,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a month.
    - It shares the limit with 'Mobile' (Mobile phone bill(SKT, KT, U+)) benefit of this card.

  • SHOPPING   10 % Cash back at Stripes

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 25,000 30,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - Purchases made in leased departments inside the shop may not qualify for earning rewards.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a month.
    - It shares the limit with 'Mobile' (Mobile phone bill(SKT, KT, U+)) benefit of this card.

  • RESTAURANT   10 % Cash back at poing

    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Monthly Cash back limit No cash back 20,000 25,000 30,000

    Notice

    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
    - [Spending requirement] This benefit requires 500,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a month.
    - It shares the limit with 'Mobile' (Mobile phone bill(SKT, KT, U+)) benefit of this card.

Networks Annual fee Foreign transaction fee (Purchase)
13,000 KRW1% + 0.18%
10,000 KRW1.4% + 0.18%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Gift or Prepaid card(기프트 또는 선불카드), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
신한카드
Available networks
MasterCard, AmericanExpress(S&)
Availability for new members
Available
Integrated transport card
Unavailable
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