Card Design
신한 Hi-Point 카드
Shinhan Hi-Point Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • DEPT STORE   1~5 % My Shinhan Point(마이신한포인트) rewards at Lotte Dept Store, Hyundai Dept Store
    • Lotte Dept Store Logo
    • Hyundai Dept Store Logo
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Reward rate 1% 2% 3.5% 5%

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.

  • MART   1~5 % My Shinhan Point(마이신한포인트) rewards at E-Mart, Homeplus, Lotte Mart, ToysRUs
    • E-Mart Logo
    • Homeplus Logo
    • Lotte Mart Logo
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Reward rate 1% 2% 3.5% 5%

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.

  • ONLINE   1~5 % My Shinhan Point(마이신한포인트) rewards at CJ O Shopping, CJ Mall
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Reward rate 1% 2% 3.5% 5%

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.

  • MOBILE   1~5 % My Shinhan Point(마이신한포인트) rewards on Mobile, Internet bill
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Reward rate 1% 2% 3.5% 5%

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.

  • OVERSEAS   1~5 % My Shinhan Point(마이신한포인트) rewards on All overseas purchases
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Reward rate 1% 2% 3.5% 5%

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.

  • PETROL   60 /L My Shinhan Point(마이신한포인트) rewards at S-Oil
    This benefit is offered by Shinhan Life Insurance. To get this benefit, you must agree on providing your information to Shinhan Life Insurance.
    • S-Oil Logo

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 Points as reward. You need to contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 200,000 KRW of monthly spending for this shop will be applied for the reward.
    - This benefit will be provided only twice a month.

  • PETROL   60 /L My Shinhan Point(마이신한포인트) rewards at Hyundai Oilbank
    This benefit is offered by Shinhan Life Insurance. To get this benefit, you must agree on providing your information to Shinhan Life Insurance.
    • Hyundai Oilbank Logo

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.
    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 Points. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 Points as reward. You need to contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 200,000 KRW of monthly spending for this shop will be applied for the reward.
    - This benefit will be provided only twice a month.

  • ALL   0.2~2 % My Shinhan Point(마이신한포인트) rewards on All domestic purchases
    +0.2% additional rewards on all purchases if you link your card to your Shinhan Investment CMA.
    Total last month spending of this card 0 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~ 1,500,000 KRW ~
    Reward rate 0.2% 0.8% 1.5% 2%

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Local tax(지방세), Gift or Prepaid card(기프트 또는 선불카드)

  • INSTALMENT   Interest-free instalment purchases

    - Eligible shops : Shinsegae Dept Store(신세계백화점), Lotte Dept Store(롯데백화점), Hyundai Dept Store(현대백화점), Galleria Dept Store(갤러리아 백화점), Lotte Mart(롯데마트), E-Mart(이마트), Homeplus(홈플러스)
    - Period : 2 ~ 3 months (Interest will be charged beyond that period)
    - Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
    - Rewards will not be available for interest-free instalment purchases.

Required spending amount 0 KRW ~
Total Reward limit 50,000

Networks Annual fee FX fee (Purchase)
10,000 KRW1% + 0.18%
10,000 KRW1% + 0.18%
10,000 KRW0.18%
8,000 KRW1% + 0.18%
8,000 KRW0.18%
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
신한카드
Available networks
VISA, MasterCard, JCB, JCB(URS), UnionPay
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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