Korea Korea 
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ | 900,000 KRW ~ | 1,200,000 KRW ~ |
|---|---|---|---|---|---|
| Monthly Cash back limit | No cash back | 10,000 | 20,000 | 30,000 | 40,000 |
- Cash back will be given only if you spend 20,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 5,000)
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided 6 times a month.
- You must use one of the following Digital wallet services with this card : Shinhan pLay(신한pLay), Samsung Pay(삼성페이), LG Pay(LG페이), SmilePay(스마일페이), Naver Pay(네이버페이), SK Pay(SK페이), Kakao Pay(카카오페이), PAYCO(페이코), SSG Pay(SSG페이), L.Pay(L페이). You may need a smartphone with a carrier network plan.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided 4 times a month.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- Daiso offline shop could make a debit transaction, instead of a card transaction for paying. If this happens, the purchase won't be eligible for this benefit and won't be added to your total monthly card spending amount. When you shop, you need to inform their clerk that you want to pay with your card by saying "카드로 계산해 주세요.". You don't need to inform if your card doesn't let you access to your account through an ATM.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided 4 times a month.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided 4 times a month.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided 4 times a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Up to 300,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 30,000)
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- This benefit will be provided only once a month, 3 times a year.
- The cash back money will be deposited into your bank account. The money will be given on the end of February..
- This won't be counted towards the total cash back limit.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ | 900,000 KRW ~ | 1,200,000 KRW ~ |
|---|---|---|---|---|---|
| Total Reward limit | 0 | 10,000 | 15,000 | 20,000 | 30,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 33,000 KRW | 1% + 0.18% |
 | 30,000 KRW | 0.18% |