Card Design
신한카드 Deep Dream
Shinhan Card Deep Dream

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • BONUS OFFER   Sign up bonus
    5000 My Shinhan Point rewards


    - You must spend 1,000,000 KRW or more in purchases with your new card to get the sign up bonuses within the first 90 days.
    - You can choose up to 1 bonus.

  • ALL   0.7 % My Shinhan Point(마이신한포인트) rewards on All purchases
    +0.1% additional rewards for VISA Paywave purchase or setting a Shinhan bank account as payment account.


    - For more information about the reward programme, please refer to: 마이신한포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), Local tax(지방세), National tax(국세), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), Installment purchases without interest(무이자할부 구매)
    - This won't be counted towards the total reward limit.

  • ALL   2.1 % My Shinhan Point(마이신한포인트) rewards in Hypermarkets, c-stores, cinemas, all coffee shops, overseas purchases, mobile phone bills
    Eligible hypermarkets : E-Mart, E-Mart Traders, Homeplus, Lotte Mart, Nonghyup Hanaro Club, Nonghyup Hanaro Mart, Lotte VIC Market
    Eligible c-stores and retail shops : CU, GS25, Seven Eleven, Olive Young, Daiso
    Eligible Cinemas : CGV, Lotte Cinema
    Mobile phone bills : SKT, KT, U+

    The reward rate will be 3.5% for the largest spendings on a shop.
    • E-Mart Logo
    • Traders Wholesale Club Logo
    • Homeplus Logo
    • Lotte Mart Logo
    • Nonghyup Hanaro Club Logo
    • Nonghyup Hanaro Mart Logo
    • Lotte Mart MAXX Logo
    • CU Logo
    • GS25 Logo
    • Seven Eleven Logo
    • Olive Young Logo
    • Daiso Logo
    • CGV Logo
    • Lotte Cinema Logo
    • Coffee shop Logo
    • SK Telecom Logo
    • KT Logo
    • LG U+ Logo


    - For more information about the reward programme, please refer to: 마이신한포인트.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • PETROL   80 KRW/L Cash back at All petrol station on weekend


    - Recharging LPG is not eligible for this benefit.
    - Up to 200,000 KRW of monthly spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   2000 KRW Cash back on Taxi fare (3rd, 6th, 9th riding)


    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided 3 times a month.

Required spending amount 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,200,000 KRW ~
Total Reward limit 0 10,000 30,000 50,000

Networks Annual fee Foreign transaction fee (Purchase)
10,000 KRW1.1% + 0.18%
8,000 KRW0.18%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
Available networks
VISA, UnionPay
Availability for new members
Integrated transport card
Optional (Deferred payment)
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