Korea Korea 
- For more information about the reward programme, please refer to: 보너스포인트.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- For more information about the reward programme, please refer to: 보너스포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Gift or Prepaid card(기프트 또는 선불카드), E-Mart E-CLUB(이마트 E-CLUB)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided 6 times a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,860 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 1,260 KRW as reward. You can contact your card company to check the standard price.
- Recharging LPG is not eligible for this benefit.
- Up to 100,000 KRW of each spending for this shop will be applied for the cash back reward.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- Reward will be given only if you spend 5,000 KRW or more at once.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- [Spending requirement] This benefit requires 300,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a month, 6 times a year.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- [Spending requirement] This benefit requires 300,000 KRW in average or more spendings of this card in 3 months before the purchase.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 20,000 KRW | 1.1% + 0.2% |
 | 18,000 KRW | 1% + 0.2% |
 | 18,000 KRW | 0.2% |
 | 18,000 KRW | N/A |