Benefit / Reward services of the card

The following benefits are what you can get by using this card for buying or paying for something in shops.
Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.

ALL 0.2 % Cash back on All domestic purchases

Notice

- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National Pension Service(국민연금), National Health Insurance Service(국민건강보험), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Public transport(Bus, Subway)(대중교통(버스,지하철)), Taxi(택시), Express Bus(고속버스), Express Way bill(고속도로 통행료), Gift or Prepaid card(기프트 또는 선불카드)

OVERSEAS 2 % Cash back on All overseas purchases

Total last month spending of this card	0 KRW ~	300,000 KRW ~
Monthly Cash back limit	No cash back	50,000

Notice

- Up to 500,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 10,000)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

OVERSEAS 3 USD Cash back on overseas ATM withdrawal fee

Notice

- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided 3 times a month, 12 times a year.

Networks	Annual fee	Foreign transaction fee (Purchase)
	1,000 KRW	1% + 0.2%
	1,000 KRW	0.2%

Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.

Card type: Check card
Issued by: 삼성카드
Affiliated institution: SC제일은행
To apply, you must have an account in one of these institutions: SC제일은행
Available networks: MasterCard, UnionPay
Availability for new members: Available
Integrated transport card: Optional (Deferred payment)
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