Korea Korea 
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), Public transport(Bus, Subway)(대중교통(버스,지하철)), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Taxi(택시), Express Bus(고속버스), Express Way bill(고속도로 통행료), Gift or Prepaid card(기프트 또는 선불카드)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 |
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 9,900 KRW | 1% + 0.2% |
 | 9,900 KRW | N/A |