Korea Korea 
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), Installment purchases without interest(무이자할부 구매), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권), E-Mart E-CLUB(이마트 E-CLUB)
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided 20 times a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided 10 times a month.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ |
|---|---|---|
| Monthly Reward limit | No reward | 4,500 |
- Reward will be given only if you spend 12,000 KRW or more at once.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 300,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided 5 times a month, 12 times a year.
- Cash back will be given only if you spend 10,000 KRW or more in a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 100,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a month, 6 times a year.
- Cash back will be given only if you spend 10,000 KRW or more in a month.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- This won't be counted towards the total cash back limit.
- [Spending requirement] This benefit requires 100,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a month, 9 times a year.
- Eligible shops : Daegu Dept Store(대구백화점), Galleria Dept Store(갤러리아 백화점), Lotte Dept Store(롯데백화점), Shinsegae Dept Store(신세계백화점), Hyundai Dept Store(현대백화점), AK Plaza(AK플라자), E-Mart(이마트), Homeplus(홈플러스)
- Period : 2 ~ 3 months (Interest will be charged beyond that period)
- Required minimum amount : from 50,000 KRW (You can't make an installment purchase under that amount)
- Rewards will not be available for interest-free instalment purchases.
| Required spending amount | 0 KRW ~ |
|---|---|
| Total Reward limit | 10,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 12,000 KRW | 1.4% + 0.2% |