Card Design
S-Line 체크
S-Line Check

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • You can choose 1 option among the benefits marked with "(Option)".
  • ALL   0.2~0.5 % My Shinhan Point(마이신한포인트) rewards on All purchases
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~
    Reward rate No reward 0.2% 0.5%

    Notice

    - For more information about the reward programme, please refer to : 마이신한포인트.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift or Prepaid card(기프트 또는 선불카드), Gift certificate(상품권)
    - This won't be counted towards the total reward limit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • RESTAURANT   5 % Cash back in All restaurants during lunch hour
    Applicable time : 11:00 ~ 14:00
    • Restaurant Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Up to 20,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 1,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   (Option 1) 5 % Cash back on Public transport uses

    Notice

    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - Up to 100,000 KRW of monthly spending for this shop will be applied for the cash back reward. (Maximum reward amount for monthly spending : 5,000)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

  • PETROL   (Option 2) 40 KRW/L Cash back at SK Petrol Station
    • SK Petrol Station Logo

    Notice

    - Your card will never count how much you actually refuelled your car, but will estimate with its spending amount and the standard price from the oil refinery company. For example, If you paid 50,000 KRW in a petrol station offers the price at 1,600 KRW per litre, it will be around 31L and you might think you'll earn 1,240 KRW. However, if the standard price is 1,800 KRW per litre, your card will count as you've got around 21L and it will actually give you 840 KRW as cash back reward. You need to contact your card company to check the standard price.
    - Recharging LPG is not eligible for this benefit.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • SHOPPING   5 % Cash back at CJ O Shopping, Hyundai Hmall(TV), GS Shop(TV), Lotte Home Shopping

    Notice

    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a month.

  • OVERSEAS   5 % Cash back on All overseas purchases

    Notice

    - Up to 50,000 KRW of each spending for this shop will be applied for the cash back reward. (Maximum reward amount for each spending : 2,500)
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only twice a month.

Required spending amount 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~ 1,000,000 KRW ~
Total Reward limit 0 5,000 10,000 20,000

Networks Annual fee FX fee (Purchase)
No annual fee1% + 0.2%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
신한카드
To apply, you must have an account in one of these institutions
IBK기업은행, KB국민은행, NH농협은행, 농협(농축협조합), 우리은행, SC제일은행, DGB대구은행, BNK부산은행, 광주은행, 전북은행, BNK경남은행, 우체국예금보험, 신한은행, 신한금융투자
Available networks
VISA, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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