Korea Korea 
- For more information about the reward programme, please refer to: NH포인트.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: NH포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- You can access into airport lounges with free of charge. You don't need any extra card for free entry.
- Available lounges : SKY Hub Lounge - ICN(인천 스카이 허브 라운지), Matina Lounge - ICN(인천 마티나 라운지), SPC Lounge - ICN(인천 SPC라운지), Lotte LOUNGE.L - ICN(인천 롯데라운지.L ), SKY Hub Lounge - GMP(김포 스카이 허브 라운지), SKY Hub Lounge - PUS(김해 스카이 허브 라운지)
- You must spend 500,000 KRW or more with this card in the last month to get free entry into an airport lounge.
- Free access limit : 1 time a year
- Only the card holder can access without charge. You may need to pay if you have companions.
| Required spending amount | 0 KRW ~ | 200,000 KRW ~ |
|---|---|---|
| Total Reward limit | 0 | 30,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | $0.5 |
 | No annual fee | N/A |