Card Design
우체국 포미 하이브리드 체크카드

Caution

This card may require your credit history in Korea and good credit score.

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • C-STORE   10 % Cash back at GS25, CU

    • GS25 Logo
    • CU Logo

    Notice

    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only twice a month.

  • O2O   10 % Cash back at 배달의 민족

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only twice a month.

  • ONLINE   10 % Cash back at GMarket, 11st, Coupang

    • GMarket Logo
    • 11STREET Logo
    • Coupang Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only twice a month.

  • MART   10 % Cash back at E-Mart, Lotte Mart, Homeplus

    • E-Mart Logo
    • Lotte Mart Logo
    • Homeplus Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only twice a month.

  • BILLS   3000 KRW Cash back on Mobile phone bills(SKT, KT, U+)

    Notice

    - Cash back will be given only if you spend 50,000 KRW or more at once.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - This benefit will be provided only once a month.

  • O2O   10 % Cash back on Eligible domestic digital wallet uses

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Public utility charges(공공요금/공과금), Tax payment(세금납부액), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Public transport(Bus, Subway)(대중교통(버스,지하철))
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.
    - You must use one of the following Digital wallet services with this card : Samsung Pay(삼성페이), Kakao Pay(카카오페이), Naver Pay(네이버페이). You may need a smartphone with a carrier network plan.

Required spending amount 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 1,000,000 KRW ~
Total Reward limit 0 5,000 10,000 20,000

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1% + 0.3%
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded domestic Samsung Pay(삼성페이), Kakao Pay(카카오페이), Naver Pay(네이버페이) purchases, All rewarded purchases made with this card , Public transport(Bus, Subway)(대중교통(버스,지하철)), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), College titution fee(대학등록금), Tax payment(세금납부액), Public utility charges(공공요금/공과금), All overseas purchases(해외이용금액), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
우체국예금보험
To apply, you must have an account in one of these institutions
우체국예금보험
Available networks
VISA
Availability for new members
Available
Small credit limit (Hybrid credit/check card)
Essential
Integrated transport card
Essential (Deferred payment)
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