Korea Korea 
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- Reward will be given only if you spend 30,000 KRW or more at once.
- A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month.
| Total last month spending of this card | 0 KRW ~ | 200,000 KRW ~ | 300,000 KRW ~ |
|---|---|---|---|
| Reward rate | No reward | 3% | 5% |
| Total last month spending of this card | 0 KRW ~ | 200,000 KRW ~ | 300,000 KRW ~ |
|---|---|---|---|
| Monthly Reward limit | No reward | 3,000 | 5,000 |
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- Reward will be given only if you spend 10,000 KRW or more at once.
- Up to 20,000 KRW of each spending for this shop will be applied for the reward.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
| Total last month spending of this card | 0 KRW ~ | 200,000 KRW ~ |
|---|---|---|
| Monthly Reward limit | No reward | 3,000 |
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- Reward will be given only if you spend 20,000 KRW or more at once.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a day.
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- Up to 100,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 5,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 6 times a year.
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- Reward will be given only if you spend 30,000 KRW or more at once.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 6 times a year.
| Total last month spending of this card | 0 KRW ~ | 200,000 KRW ~ |
|---|---|---|
| Monthly Reward limit | No reward | 3,000 |
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- Up to 10,000 KRW of each spending for this shop will be applied for the reward. (Maximum reward amount for each spending : 2,000)
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a day, 3 times a month.
| Total last month spending of this card | 0 KRW ~ | 200,000 KRW ~ |
|---|---|---|
| Monthly Reward limit | No reward | 5,000 |
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- [Spending requirement] This benefit requires 200,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a day, only twice a month.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 100,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a day, 3 times a year.
- Some purchases may not be eligible for this benefit. Ask staff of the shops or the issuer for more detail.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- This won't be counted towards the total reward limit.
- [Spending requirement] This benefit requires 100,000 KRW in average or more spendings of this card in 3 months before the purchase.
- This benefit will be provided only once a day, only twice a month, 6 times a year.
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- This won't be counted towards the total reward limit.
- For more information about the reward programme, please refer to: 내미래 학자금 상환 특별 포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- This won't be counted towards the total reward limit.
| Required spending amount | 0 KRW ~ | 200,000 KRW ~ | 300,000 KRW ~ |
|---|---|---|---|
| Total Reward limit | 0 | 5,000 | 10,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | 1% + 0.2% |
 | No annual fee | N/A |