Card Design
MULTI Any 모바일카드
MULTI Any Mobile Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   0.7 % Hana Money(하나머니) rewards on All purchases

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), Electricity bill(전기요금), Apartment maintenance fee(아파트관리비), House rent(주택임대료), School fee payment(초중고 학교 납입금), Gas bill(도시가스 요금), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매)
    - This won't be counted towards the total reward limit.

  • O2O   1 % Hana Money(하나머니) rewards on Eligible digital wallet uses

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), Electricity bill(전기요금), Apartment maintenance fee(아파트관리비), House rent(주택임대료), School fee payment(초중고 학교 납입금), Gas bill(도시가스 요금), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매)
    - This won't be counted towards the total reward limit.
    - You must use one of the following Digital wallet services with this card : 1Q Pay(1Q 페이), Samsung Pay(삼성페이), Naver Pay(네이버페이), coupay(쿠페이), LG Pay(LG페이), L.Pay(L페이), Kakao Pay(카카오페이), SSG Pay(SSG페이), PAYCO(페이코). You may need a smartphone with a carrier network plan.

  • SHOPPING   2 % Hana Money(하나머니) rewards in Eligible shopping centres and supermarkets
    Eligible shops : E-Mart, E-Mart Everyday, Homeplus, Homeplus Express, Lotte Mart, Lotte Super, Lotte Dept Store, Hyundai Dept Store, Shinsegae Dept Store
    • E-Mart Logo
    • Homeplus Logo
    • Homeplus Express Logo
    • Lotte Mart Logo
    • Lotte Dept Store Logo
    • Hyundai Dept Store Logo
    • Shinsegae Dept Store Logo

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.

  • RESTAURANT   3 % Hana Money(하나머니) rewards at Baemin, Yogiyo

    • Yogiyo Logo

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.

  • TRANSPORT   4 % Hana Money(하나머니) rewards at Public transport, Airport Limousine Bus, AREX, Korail, SRT

    Notice

    - For more information about the reward programme, please refer to: 하나머니.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.

Required spending amount 0 KRW ~
Total Reward limit 50,000

Networks Annual fee Foreign transaction fee (Purchase)
12,000 KRW1% + 0.2%
12,000 KRWN/A
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 4th Dec 2020
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
하나카드
Available networks
VISA, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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