Korea Korea 
- For more information about the reward programme, please refer to: 하나머니.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), Electricity bill(전기요금), Apartment maintenance fee(아파트관리비), Property/House rent(부동산/주택임대료), School fee payment(초중고 학교 납입금), Gas bill(도시가스 요금), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매)
- This won't be counted towards the total reward limit.
- For more information about the reward programme, please refer to: 하나머니.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Employment insurance(고용보험), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Workers'Compensation Insurance(산재보험), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Water charge(수도요금), Electricity bill(전기요금), Apartment maintenance fee(아파트관리비), Property/House rent(부동산/주택임대료), School fee payment(초중고 학교 납입금), Gas bill(도시가스 요금), College titution fee(대학등록금), Installment purchases without interest(무이자할부 구매)
- This won't be counted towards the total reward limit.
- You must use one of the following Digital wallet services with this card : 1Q Pay(1Q 페이), Samsung Pay(삼성페이), Naver Pay(네이버페이), coupay(쿠페이), LG Pay(LG페이), L.Pay(L페이), Kakao Pay(카카오페이), SSG Pay(SSG페이), PAYCO(페이코). You may need a smartphone with a carrier network plan.
- For more information about the reward programme, please refer to: 하나머니.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- For more information about the reward programme, please refer to: 하나머니.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- For more information about the reward programme, please refer to: 하나머니.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
| Required spending amount | 0 KRW ~ |
|---|---|
| Total Reward limit | 50,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 12,000 KRW | 1.1% + 0.2% |
 | 12,000 KRW | N/A |