Korea Korea 
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National Pension Service(국민연금), National Health Insurance Service(국민건강보험), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Taxi(택시), Express Bus(고속버스), Express Way bill(고속도로 통행료), Gift or Prepaid card(기프트 또는 선불카드)
- The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
- This benefit will be duplicated with other benefits.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ |
|---|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 | 6,000 |
- The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
- Gift card, voucher purchases may not qualify for earning rewards.
- Purchases made in leased departments inside the shop may not qualify for earning rewards.
- "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ |
|---|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 | 6,000 |
- Exceptions(No reward for the following purchases) : Korean medical clinic(한의원 업종), Community Health Centre(보건소), Convalescent hospital(요양병원 업종)
- The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ |
|---|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 | 6,000 |
- The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
- You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
- Gift card, voucher purchases may not qualify for earning rewards.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ |
|---|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 | 6,000 |
- The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
| Total last month spending of this card | 0 KRW ~ | 300,000 KRW ~ | 600,000 KRW ~ |
|---|---|---|---|
| Monthly Cash back limit | No cash back | 3,000 | 6,000 |
- The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- The cash back rewarded spendings will be excluded from the required monthly spending.
- Cash back will be given only if you spend 10,000 KRW or more at once.
- The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
- Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- This benefit will be provided only once a month, 12 times a year.
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | 12,000 KRW | 1.1% + 0.2% |
 | 12,000 KRW | 1% + 0.2% |
 | 12,000 KRW | N/A |