Card Design
새마을금고 IN 삼성카드
MG IN Samsung Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   0.3 % Cash back on All purchases

    Notice

    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Cash Advance(단기카드대출 이용금액), Card Loan(장기카드대출 이용금액), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Installment purchases without interest(무이자할부 구매), National Pension Service(국민연금), National Health Insurance Service(국민건강보험), Employment insurance(고용보험), Handicapped employment levy(장애인고용부담금), Workers'Compensation Insurance(산재보험), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), College titution fee(대학등록금), Taxi(택시), Express Bus(고속버스), Express Way bill(고속도로 통행료), Gift or Prepaid card(기프트 또는 선불카드)
    - The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
    - This benefit will be duplicated with other benefits.

  • SHOPPING   5 % Cash back in Eligible hypermarkets and online shops
    Eligible shops : E-Mart, E-Mart Traders, E-Mart Everyday, Lotte Mart, Homeplus, GMarket, Auction, 11st
    • E-Mart Logo
    • E-Mart Traders Logo
    • Lotte Mart Logo
    • Homeplus Logo
    • GMarket Logo
    • Auction Logo
    • 11STREET Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Monthly Cash back limit No cash back 3,000 6,000

    Notice

    - The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - Some of leased departments inside the shop may not be qualified for earning rewards.
    - "A hypermarket" in this website means a multi-storey grocery store chain called '대형마트' in Korea, such as 'e-mart', 'Homeplus' and 'Lotte mart'.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • MEDICAL   5 % Cash back at All hospitals, All pharmacies

    • Hospital Logo
    • Pharmacy Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Monthly Cash back limit No cash back 3,000 6,000

    Notice

    - Exceptions(No reward for the following purchases) : Korean medical clinic(한의원 업종), Community Health Centre(보건소), Convalescent hospital(요양병원 업종)
    - The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • COFFEE   5 % Cash back in Eligible coffee shops
    Eligible shops : Starbucks, A Twosome Place, Caffe Bene, TOM N TOMS Coffee, The Coffee Bean & The Leaf, Angel-in-us, Hollys Coffee, Caffé Pascucci, Cafe artisée, Paul Bassett
    • Starbucks Logo
    • A Twosome Place Logo
    • TOM N TOMS Coffee Logo
    • The Coffee Bean & The Leaf Logo
    • Angel-in-us Logo
    • Hollys Coffee Logo
    • Caffé Pascucci Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Monthly Cash back limit No cash back 3,000 6,000

    Notice

    - The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases will be disqualified for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • TRANSPORT   5 % Cash back at Public transport

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Monthly Cash back limit No cash back 3,000 6,000

    Notice

    - The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • C-STORE   5 % Cash back at CU, Seven Eleven, GS25, MINISTOP

    • CU Logo
    • Seven Eleven Logo
    • GS25 Logo
    • MINISTOP Logo
    Total last month spending of this card 0 KRW ~ 300,000 KRW ~ 600,000 KRW ~
    Monthly Cash back limit No cash back 3,000 6,000

    Notice

    - The cash back money will be deposited into your bank account. The money will be given on the 7th day in the next month.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The cash back rewarded spendings will be excluded from the required monthly spending.

  • CINEMA   5000 KRW Cash back at CGV

    • CGV Logo

    Notice

    - Cash back will be given only if you spend 10,000 KRW or more at once.
    - The cash back benefit will be applied in the form of statement credit(청구할인). You will be able to check this in your billing statement.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month, 12 times a year.

Networks Annual fee Foreign transaction fee (Purchase)
12,000 KRW1% + 0.2%
12,000 KRW1% + 0.2%
12,000 KRWN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    All rewarded purchases made with this card (Except All domestic and overseas shops(국내외 모든 가맹점), CGV(CGV)), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Apartment maintenance fee(아파트관리비), College titution fee(대학등록금), Taxi(택시), Gift certificate(상품권), Cash Advance(단기카드대출), Card Loan(장기카드대출), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • When you close your card, the annual fee for the remaning period of the year will be refunded. However, the costs of card issuance and delivery will be deducted from it. Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded.
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Credit card (Charge card)
Issued by
삼성카드
Affiliated institution
MG새마을금고
To apply, you must have an account in one of these institutions
MG새마을금고
Available networks
VISA, MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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