Korea Korea 
- For more information about the reward programme, please refer to: 엘포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- You must use one of the following Digital wallet services with this card : L.Pay(L페이). You may need a smartphone with a carrier network plan.
- For more information about the reward programme, please refer to: 엘포인트.
- "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 엘포인트.
- [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
- For more information about the reward programme, please refer to: 엘포인트.
- Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), National tax(국세), Local tax(지방세), Public utility charges(공공요금/공과금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Apartment maintenance fee(아파트관리비), School fee payment(초중고 학교 납입금), College titution fee(대학등록금), Gas bill(도시가스 요금)
| Required spending amount | 0 KRW ~ | 300,000 KRW ~ | 500,000 KRW ~ |
|---|---|---|---|
| Total Reward limit | 10,000 | 20,000 | 30,000 |
| Networks | Annual fee | Foreign transaction fee (Purchase) |
|---|---|---|
 | No annual fee | $0.5 |