Card Design
카카오페이 신한 체크카드
kakaopay Shinhan Check Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ALL   2 % Kakao Money(카카오머니) rewards on All kakaopay uses

    Total last month spending of this card 0 KRW ~
    Monthly Reward limit 10,000

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - Exceptions(No reward for the following purchases) : All purchases made with other cards, Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건), Gift or Prepaid card(기프트 또는 선불카드), Local tax(지방세), National tax(국세), Apartment maintenance fee(아파트관리비), Gas bill(도시가스 요금), Electricity bill(전기요금), National Health Insurance Service(국민건강보험), National Pension Service(국민연금), Employment insurance(고용보험), Workers'Compensation Insurance(산재보험), School fee payment(초중고 학교 납입금)
    - This won't be counted towards the total reward limit.
    - You must use one of the following Digital wallet services with this card : Kakao Pay(카카오페이). You may need a smartphone with a carrier network plan.

  • TRANSPORT   3 % Kakao Money(카카오머니) rewards on Public transport uses

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 5,000

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • MOBILE   3 % Kakao Money(카카오머니) rewards on Mobile phone bills

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 5,000

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - Reward will be given only if you spend 50,000 KRW or more at once.
    - A "Mobile (Internet) bill" means any recurring bill charged by a mobile carrier or internet service provider. You won't be able to get this benefit for purchasing a mobile phone, manual bill payment or recharging a prepaid SIM.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • CINEMA   100 % Kakao Money(카카오머니) rewards (Up to 3000 KRW) at CGV

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 3,000
    • CGV Logo

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - Besides the eligible shops noted, You may not get the reward for purchase or booking a ticket through a third-party ticket agency.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - This benefit will be provided only once a month.

  • OVERSEAS   1 % Kakao Money(카카오머니) rewards on All overseas purchases

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - This won't be counted towards the total reward limit.

Required spending amount 0 KRW ~ 300,000 KRW ~ 500,000 KRW ~ 700,000 KRW ~ 1,000,000 KRW ~
Total Reward limit 0 5,000 7,000 10,000 13,000

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1% + 0.2%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Gift or Prepaid card(기프트 또는 선불카드), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • According to the policy of the Financial Supervisory Service(금융감독원), those benefits won't be changed within 3 years since its release date, unless the service provider goes bankrupt, closes permanently or faces a huge financial trouble. Release date : 2nd Jul 2019
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
신한카드
To apply, you must have an account in one of these institutions
IBK기업은행, KB국민은행, NH농협은행, 농협(농축협조합), 우리은행, iM뱅크, BNK부산은행, 광주은행, 제주은행, 전북은행, 하나은행, 신한은행
Available networks
MasterCard, Local
Availability for new members
Available
Supplementary card for your family member(가족카드)
Unavailable
Integrated transport card
Optional (Deferred payment)
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Editor's rating
3 / 5.0
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