Card Design
카카오페이 KB국민 체크카드
kakaopay KB Kookmin Check Card

Benefit / Reward services of the card

  • The following benefits are what you can get by using this card for buying or paying for something in shops.
  • Some benefits may require some preconditions such as shop categories and minimun spending requirement. Click and see the notices described in each perk.
  • ONLINE   2 % Kakao Money(카카오머니) rewards on All kakaopay uses with this card

    Total last month spending of this card 0 KRW ~ 300,000 KRW ~
    Monthly Reward limit No reward 10,000
    • Online shop Logo

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - "All online purchases(shops)" mean all purchases made through a payment gateway or digital wallet service. Almost domestic online shops are applicable. However, some online purchases like tax payment, express bus ticket or train ticket purchase will not be recognised as an online purchase.
    - This won't be counted towards the total reward limit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - You must use one of the following Digital wallet services with this card : Kakao Pay(카카오페이). You may need a smartphone with a carrier network plan.

  • COFFEE   1 % Kakao Money(카카오머니) rewards in All coffee shops

    • Coffee shop Logo

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - Gift card, voucher purchases may not qualify for earning rewards.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • BAKERY   1 % Kakao Money(카카오머니) rewards in All bakeries, Ice cream shops

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - You won't earn the reward for purchases made at bakery, restaurant, cafe inside certain department, grocery, discount and convenience stores, warehouse clubs or train stations.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • C-STORE   1 % Kakao Money(카카오머니) rewards at CU

    • CU Logo

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.

  • TRANSPORT   1 % Kakao Money(카카오머니) rewards on Public transport use

    Notice

    - For more information about the reward programme, please refer to: 카카오머니.
    - "Public transport (use)" means every contactless use of your credit/check card for taking a city bus or subway. Using your card for public transport through a digital wallet service(eg : Samsung Pay, LG Pay, PAYCO and more) won't be eligible for this benefit.
    - [Spending requirement] This benefit requires 300,000 KRW in total or more spendings of this card in the month before the purchase.
    - The spendings will be excluded from the required monthly spending.

Required spending amount 0 KRW ~ 300,000 KRW ~
Total Reward limit 0 10,000

Networks Annual fee Foreign transaction fee (Purchase)
No annual fee1% + 0.25%
No annual feeN/A
  • Some or all of the card benefits require a certain amount of monthly or annual spendings and you can fulfil the requirement by using your card for a certain amount in a month. However, some of the purchases will be excluded from it and they'll still be billed.
  • The following purchases will not be counted towards into required monthly spending amount :
    Public transport(Bus, Subway)(대중교통(버스,지하철)), Vending machines(자판기), Use of the govt subsidy(정부지원금 사용), College titution fee(대학등록금), Gift certificate(상품권), Gift or Prepaid card(기프트 또는 선불카드), Local tax(지방세), Debit transaction through the bank network(은행공동망 이용 직불거래), ATM withdrawal(자동화기기 인출금액), Service fees including annual fee and foreign transaction fee (해외이용 수수료 및 연회비를 포함한 각종 수수료), Cancelled or refunded purchases(구매 취소건)
  • All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".
  • All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. The categories may vary with the issuers and the ways of making purchases.
  • We are always making endeavours to bring all possible information to you. However, there could still be some missing information or benefits about the product. We strongly recommend you to get a detailed consultation from the card issuer.
Card type
Check card
Issued by
KB국민카드
To apply, you must have an account in one of these institutions
KB국민은행, NH농협은행, 농협(농축협조합), 신한은행
Available networks
MasterCard, Local
Availability for new members
Available
Integrated transport card
Optional (Deferred payment)
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